Ablation of upper extremity nerves rf at Stephens Memorial Hospital

181 Main St, Norway, ME · MaineHealth · · NPI 1346299815

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$855.90

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$855.90

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.68 with Aetna vs $71.34 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $28.68 ↓ -97%
United Healthcare Medicare Advantage $28.68 ↓ -97%
Humana Medicare Advantage $28.68 ↓ -97%
Anthem Medicare Advantage $29.55 ↓ -97%
Wellcare Medicare Advantage $29.83 ↓ -97%
Harvard Pilgrim Healthcare Maine's Choice $64.21 ↓ -92%
Aetna HMO/PPO $67.22 ↓ -92%
Cigna Commercial $68.55 ↓ -92%
Anthem HMO/POS/PPO Pathway Enhanced $68.72 ↓ -92%
Multiplan Commercial $69.14 ↓ -92%
Community Health Options Commercial $69.87 ↓ -92%
United Healthcare Commercial $70.61 ↓ -92%
Harvard Pilgrim Healthcare Commercial $71.34 ↓ -92%
Aetna MHACO Government not published by hospital —
Aetna MHACO Commercial not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ablation of upper extremity nerves rf at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $1,437.00 $83.31 – $261.04
Lincoln Health Damariscotta $1,609.00 $63.58 – $152.04
Pen Bay Medical Center Rockport $2,528.95 $149.85 – $430.84
Waldo County General Hospital Belfast $394.10 $120.93 – $252.31
Mid Coast Hospital Brunswick $2,528.95 $19.50 – $507.80
Spring Harbor Hospital Westbrook not published $285.70 – $285.70

All Maine hospitals for this procedure →