Warde infectious agent nucleic acid genotype hepatitis c at Franklin Memorial Hospital

111 Franklin Health Commons, Farmington, ME · MaineHealth · · NPI 1922791417

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$888.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$888.40

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$149.62 with Anthem vs $835.10 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem HMO/POS/PPO Pathway Enhanced $149.62 ↓ -83%
Harvard Pilgrim Healthcare Maine's Choice $257.45 ↓ -71%
Harvard Pilgrim Healthcare Commercial $257.45 ↓ -71%
Aetna MHACO Government $262.60 ↓ -70%
Aetna Medicare Advantage $262.60 ↓ -70%
Anthem Medicare Advantage $266.52 ↓ -70%
United Healthcare Medicare Advantage $266.52 ↓ -70%
Wellcare Medicare Advantage $274.52 ↓ -69%
Aetna HMO/PPO $351.37 ↓ -60%
Community Health Options Commercial $539.47 ↓ -39%
Cigna Commercial $743.59 ↓ -16%
United Healthcare Commercial $792.10 ↓ -11%
Multiplan Commercial $835.10 ↓ -6%
Aetna MHACO Commercial not published by hospital —

Visitor-reported prices

visitor-reported
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Warde infectious agent nucleic acid genotype hepatitis c at other Maine hospitals

Hospital City Cash price Negotiated range
Stephens Memorial Hospital Norway $407.20 $158.81 – $386.84
Lincoln Health Damariscotta $750.40 $179.98 – $705.38
Pen Bay Medical Center Rockport $308.05 $130.54 – $289.57
Waldo County General Hospital Belfast $558.75 $179.98 – $526.34
Mid Coast Hospital Brunswick $308.05 $138.81 – $289.91
Spring Harbor Hospital Westbrook not published $149.62 – $524.22

All Maine hospitals for this procedure →