Pr evaluation psychiatric diagnostic w/medical services at Franklin Memorial Hospital

111 Franklin Health Commons, Farmington, ME · MaineHealth · · NPI 1922791417

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$341.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$341.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$170.99 with Aetna vs $373.92 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $170.99 ↓ -50%
Aetna MHACO Government $170.99 ↓ -50%
Anthem Medicare Advantage $196.64 ↓ -42%
Wellcare Medicare Advantage $196.64 ↓ -42%
United Healthcare Medicare Advantage $196.64 ↓ -42%
Aetna HMO/PPO $233.52 ↓ -32%
Anthem HMO/POS/PPO Pathway Enhanced $251.20 ↓ -26%
Multiplan Commercial $313.41 ↓ -8%
United Healthcare Commercial $329.90 ↓ -3%
Aetna MHACO Commercial $339.09 ↓ -1%
Community Health Options Commercial $342.96 ↑ +1%
Cigna Commercial $352.38 ↑ +3%
Harvard Pilgrim Healthcare Maine's Choice $373.92 ↑ +10%
Harvard Pilgrim Healthcare Commercial $373.92 ↑ +10%

Visitor-reported prices

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Pr evaluation psychiatric diagnostic w/medical services at other Maine hospitals

Hospital City Cash price Negotiated range
Stephens Memorial Hospital Norway $207.15 $170.99 – $373.92
Lincoln Health Damariscotta $404.55 $170.99 – $373.92
Pen Bay Medical Center Rockport $416.25 $155.50 – $304.51
Spring Harbor Hospital Westbrook $362.80 $155.50 – $373.92
Waldo County General Hospital Belfast $452.20 $170.99 – $373.92
Mid Coast Hospital Brunswick $416.25 $156.91 – $342.96

All Maine hospitals for this procedure →