Ghs conjunctiva foreign body-superf bil at Franklin Memorial Hospital

111 Franklin Health Commons, Farmington, ME · MaineHealth · · NPI 1922791417

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$223.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$223.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.16 with Aetna vs $79.53 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $28.16 ↓ -87%
Aetna MHACO Government $28.16 ↓ -87%
Anthem Medicare Advantage $32.38 ↓ -86%
Wellcare Medicare Advantage $32.38 ↓ -86%
United Healthcare Medicare Advantage $32.38 ↓ -86%
Aetna HMO/PPO $37.94 ↓ -83%
Multiplan Commercial $51.85 ↓ -77%
United Healthcare Commercial $54.58 ↓ -76%
Harvard Pilgrim Healthcare Commercial $54.62 ↓ -76%
Harvard Pilgrim Healthcare Maine's Choice $54.62 ↓ -76%
Aetna MHACO Commercial $57.55 ↓ -74%
Community Health Options Commercial $58.30 ↓ -74%
Anthem HMO/POS/PPO Pathway Enhanced $74.25 ↓ -67%
Cigna Commercial $79.53 ↓ -64%

Visitor-reported prices

visitor-reported
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Ghs conjunctiva foreign body-superf bil at other Maine hospitals

Hospital City Cash price Negotiated range
Stephens Memorial Hospital Norway $94.65 $20.34 – $49.54
Lincoln Health Damariscotta $171.45 $28.16 – $58.90
Pen Bay Medical Center Rockport $377.95 $27.90 – $156.58
Waldo County General Hospital Belfast $175.50 $28.16 – $66.15
Spring Harbor Hospital Westbrook not published $27.62 – $69.41
Mid Coast Hospital Brunswick not published $27.62 – $58.30

All Maine hospitals for this procedure →