Fetal biophys profile w/nst 76818 at Franklin Memorial Hospital

111 Franklin Health Commons, Farmington, ME · MaineHealth · · NPI 1922791417

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$285.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$285.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.00 with Cigna vs $108.23 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Commercial $43.00 ↓ -85%
Aetna Medicare Advantage $50.02 ↓ -82%
Aetna MHACO Government $50.02 ↓ -82%
Wellcare Medicare Advantage $57.52 ↓ -80%
United Healthcare Medicare Advantage $57.52 ↓ -80%
Anthem Medicare Advantage $57.52 ↓ -80%
Aetna HMO/PPO $67.79 ↓ -76%
Multiplan Commercial $90.92 ↓ -68%
Harvard Pilgrim Healthcare Commercial $95.09 ↓ -67%
Harvard Pilgrim Healthcare Maine's Choice $95.09 ↓ -67%
United Healthcare Commercial $95.70 ↓ -66%
Aetna MHACO Commercial $99.63 ↓ -65%
Community Health Options Commercial $100.31 ↓ -65%
Anthem HMO/POS/PPO Pathway Enhanced $108.23 ↓ -62%

Visitor-reported prices

visitor-reported
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Fetal biophys profile w/nst 76818 at other Maine hospitals

Hospital City Cash price Negotiated range
Stephens Memorial Hospital Norway $867.60 $50.02 – $808.60
Lincoln Health Damariscotta $858.35 $50.02 – $779.38
Pen Bay Medical Center Rockport $703.15 $48.29 – $554.79
Spring Harbor Hospital Westbrook not published $47.81 – $103.61
Waldo County General Hospital Belfast not published $50.02 – $100.31
Mid Coast Hospital Brunswick not published $47.81 – $100.31

All Maine hospitals for this procedure →