Clsd tx/metacarpal fx/sng/w manip 26605 at Franklin Memorial Hospital
111 Franklin Health Commons, Farmington, ME · MaineHealth · · NPI 1922791417
$1,005.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,005.65
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$98.27 with Aetna vs $618.48 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $98.27 | ↓ -90% |
| United Healthcare | Medicare Advantage | $98.27 | ↓ -90% |
| Anthem | Medicare Advantage | $98.27 | ↓ -90% |
| Wellcare | Medicare Advantage | $101.21 | ↓ -90% |
| Harvard Pilgrim Healthcare | Commercial | $225.09 | ↓ -78% |
| Harvard Pilgrim Healthcare | Maine's Choice | $225.09 | ↓ -78% |
| Aetna | HMO/PPO | $243.57 | ↓ -76% |
| Cigna | Commercial | $274.16 | ↓ -73% |
| Community Health Options | Commercial | $285.56 | ↓ -72% |
| Aetna | MHACO Government | $291.71 | ↓ -71% |
| United Healthcare | Commercial | $292.04 | ↓ -71% |
| Multiplan | Commercial | $307.90 | ↓ -69% |
| Anthem | HMO/POS/PPO Pathway Enhanced | $511.95 | ↓ -49% |
| Aetna | MHACO Commercial | $618.48 | ↓ -38% |
Visitor-reported prices
Comments
Clsd tx/metacarpal fx/sng/w manip 26605 at other Maine hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Stephens Memorial Hospital | Norway | $412.45 | $85.00 – $207.05 |
| Lincoln Health | Damariscotta | $682.95 | $259.52 – $629.20 |
| Pen Bay Medical Center | Rockport | $758.60 | $232.17 – $343.81 |
| Waldo County General Hospital | Belfast | $697.80 | $280.31 – $637.81 |
| Spring Harbor Hospital | Westbrook | not published | $232.17 – $664.31 |
| Mid Coast Hospital | Brunswick | not published | $234.27 – $664.31 |