St analysis behavior qualitative voice/resonance at Lincoln Health
35 Miles St, Damariscotta, ME · MaineHealth · · NPI 1912094806
$315.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$315.85
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$107.98 with Aetna vs $286.79 with Cigna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | MHACO Government | $107.98 | ↓ -66% |
| United Healthcare | Medicare Advantage | $117.79 | ↓ -63% |
| Anthem | Medicare Advantage | $117.79 | ↓ -63% |
| Humana | Medicare Advantage | $120.02 | ↓ -62% |
| Aetna | Medicare Advantage | $120.02 | ↓ -62% |
| Wellcare | Medicare Advantage | $122.51 | ↓ -61% |
| Aetna | HMO/PPO | $145.62 | ↓ -54% |
| Multiplan | Commercial | $199.39 | ↓ -37% |
| Anthem | HMO/POS/PPO Pathway Enhanced | $205.31 | ↓ -35% |
| United Healthcare | Commercial | $209.88 | ↓ -34% |
| Harvard Pilgrim Healthcare | Commercial | $211.36 | ↓ -33% |
| Harvard Pilgrim Healthcare | Maine's Choice | $211.36 | ↓ -33% |
| Aetna | MHACO Commercial | $221.19 | ↓ -30% |
| Community Health Options | Commercial | $223.67 | ↓ -29% |
| Cigna | Commercial | $286.79 | ↓ -9% |
Visitor-reported prices
Comments
St analysis behavior qualitative voice/resonance at other Maine hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Franklin Memorial Hospital | Farmington | $436.85 | $107.98 – $365.64 |
| Stephens Memorial Hospital | Norway | $475.25 | $107.98 – $442.93 |
| Pen Bay Medical Center | Rockport | $643.75 | $106.70 – $207.54 |
| Spring Harbor Hospital | Westbrook | $158.65 | $106.70 – $223.00 |
| Waldo County General Hospital | Belfast | $685.65 | $107.98 – $645.88 |
| Mid Coast Hospital | Brunswick | $239.05 | $101.92 – $223.67 |