Renal function panel at Lincoln Health

35 Miles St, Damariscotta, ME · MaineHealth · · NPI 1912094806

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$129.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$129.65

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.68 with Harvard Pilgrim Healthcare vs $122.01 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Harvard Pilgrim Healthcare Maine's Choice $8.68 ↓ -93%
Harvard Pilgrim Healthcare Commercial $8.68 ↓ -93%
Aetna MHACO Government $8.85 ↓ -93%
Aetna Medicare Advantage $10.18 ↓ -92%
Humana Medicare Advantage $10.18 ↓ -92%
Aetna HMO/PPO $11.85 ↓ -91%
Community Health Options Commercial $18.19 ↓ -86%
Anthem HMO/POS/PPO Pathway Enhanced $18.99 ↓ -85%
United Healthcare Medicare Advantage $49.27 ↓ -62%
Anthem Medicare Advantage $50.75 ↓ -61%
Wellcare Medicare Advantage $51.24 ↓ -60%
Cigna Commercial $117.72 ↓ -9%
Multiplan Commercial $121.87 ↓ -6%
United Healthcare Commercial $122.01 ↓ -6%
Aetna MHACO Commercial not published by hospital —

Visitor-reported prices

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Renal function panel at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $97.05 $8.68 – $91.23
Stephens Memorial Hospital Norway $319.40 $8.68 – $300.24
Pen Bay Medical Center Rockport $192.85 $8.68 – $181.28
Waldo County General Hospital Belfast $112.00 $8.68 – $105.50
Mid Coast Hospital Brunswick $192.85 $7.02 – $181.28
Spring Harbor Hospital Westbrook not published $8.68 – $17.67

All Maine hospitals for this procedure →