Physical Therapy Evaluation (low complexity) at Lincoln Health

35 Miles St, Damariscotta, ME · MaineHealth · · NPI 1912094806

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$221.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$221.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$84.11 with Aetna vs $203.93 with Community Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $84.11 ↓ -62%
Humana Medicare Advantage $84.11 ↓ -62%
United Healthcare Medicare Advantage $84.11 ↓ -62%
Anthem Medicare Advantage $86.64 ↓ -61%
Wellcare Medicare Advantage $87.48 ↓ -60%
Aetna MHACO Government $98.55 ↓ -55%
Anthem HMO/POS/PPO Pathway Enhanced $127.25 ↓ -43%
Aetna HMO/PPO $132.15 ↓ -40%
Multiplan Commercial $181.62 ↓ -18%
Harvard Pilgrim Healthcare Maine's Choice $187.48 ↓ -15%
United Healthcare Commercial $191.18 ↓ -14%
Harvard Pilgrim Healthcare Commercial $193.38 ↓ -13%
Cigna Commercial $200.99 ↓ -9%
Aetna MHACO Commercial $203.13 ↓ -8%
Community Health Options Commercial $203.93 ↓ -8%

Visitor-reported prices

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Physical Therapy Evaluation (low complexity) at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $432.75 $98.55 – $362.21
Stephens Memorial Hospital Norway $455.60 $98.55 – $424.62
Pen Bay Medical Center Rockport $325.25 $98.13 – $206.84
Spring Harbor Hospital Westbrook $307.85 $98.13 – $204.03
Waldo County General Hospital Belfast $344.15 $98.55 – $324.19
Mid Coast Hospital Brunswick $262.15 $96.54 – $205.37

All Maine hospitals for this procedure →