Observation/inpatient hospital care hi severity 99236 at Lincoln Health

35 Miles St, Damariscotta, ME · MaineHealth · · NPI 1912094806

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$480.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$480.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$204.49 with Aetna vs $436.04 with Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $204.49 ↓ -57%
United Healthcare Medicare Advantage $220.24 ↓ -54%
Anthem Medicare Advantage $220.24 ↓ -54%
Wellcare Medicare Advantage $229.05 ↓ -52%
Aetna Medicare Advantage $235.16 ↓ -51%
Humana Medicare Advantage $235.16 ↓ -51%
Cigna Commercial $240.35 ↓ -50%
Aetna HMO/PPO $276.19 ↓ -43%
Multiplan Commercial $375.19 ↓ -22%
United Healthcare Commercial $394.94 ↓ -18%
Harvard Pilgrim Healthcare Maine's Choice $397.04 ↓ -17%
Harvard Pilgrim Healthcare Commercial $397.04 ↓ -17%
Aetna MHACO Commercial $410.43 ↓ -15%
Community Health Options Commercial $418.21 ↓ -13%
Anthem HMO/POS/PPO Pathway Enhanced $436.04 ↓ -9%

Visitor-reported prices

visitor-reported
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Observation/inpatient hospital care hi severity 99236 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $449.20 $204.49 – $418.21
Stephens Memorial Hospital Norway $686.20 $204.49 – $418.21
Pen Bay Medical Center Rockport $619.60 $198.47 – $418.21
Waldo County General Hospital Belfast $611.40 $204.49 – $418.21
Mid Coast Hospital Brunswick $569.30 $196.50 – $418.21
Spring Harbor Hospital Westbrook not published $196.50 – $418.89

All Maine hospitals for this procedure →