Consultation pathology during surgery frozen section first tissue block at Lincoln Health

35 Miles St, Damariscotta, ME · MaineHealth · · NPI 1912094806

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$330.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$330.70

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$60.04 with Aetna vs $300.28 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $60.04 ↓ -82%
United Healthcare Medicare Advantage $64.79 ↓ -80%
Anthem Medicare Advantage $64.79 ↓ -80%
Wellcare Medicare Advantage $67.38 ↓ -80%
Humana Medicare Advantage $69.05 ↓ -79%
Aetna Medicare Advantage $69.05 ↓ -79%
Multiplan Commercial $71.44 ↓ -78%
United Healthcare Commercial $75.20 ↓ -77%
Aetna HMO/PPO $81.42 ↓ -75%
Community Health Options Commercial $82.69 ↓ -75%
Harvard Pilgrim Healthcare Maine's Choice $115.00 ↓ -65%
Harvard Pilgrim Healthcare Commercial $115.00 ↓ -65%
Aetna MHACO Commercial $120.67 ↓ -64%
Anthem HMO/POS/PPO Pathway Enhanced $126.83 ↓ -62%
Cigna Commercial $300.28 ↓ -9%

Visitor-reported prices

visitor-reported
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Consultation pathology during surgery frozen section first tissue block at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $190.00 $50.57 – $115.00
Stephens Memorial Hospital Norway $191.65 $60.04 – $178.62
Pen Bay Medical Center Rockport $350.20 $25.56 – $45.79
Waldo County General Hospital Belfast $320.00 $60.04 – $115.00
Mid Coast Hospital Brunswick $350.20 $29.09 – $247.24
Spring Harbor Hospital Westbrook not published $39.82 – $124.24

All Maine hospitals for this procedure →