App high cost ss f/n/g/h/f >100sq cm addl 100sq cm at Lincoln Health

35 Miles St, Damariscotta, ME · MaineHealth · · NPI 1912094806

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 12, 2026

$72.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$72.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.23 with Aetna vs $182.45 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $53.23 ↓ -27%
United Healthcare Medicare Advantage $57.90 ↓ -20%
Anthem Medicare Advantage $57.90 ↓ -20%
Wellcare Medicare Advantage $60.22 ↓ -17%
Humana Medicare Advantage $61.21 ↓ -16%
Aetna Medicare Advantage $61.21 ↓ -16%
Aetna HMO/PPO $73.32 ↑ +1%
Multiplan Commercial $97.45 ↑ +34%
United Healthcare Commercial $102.58 ↑ +41%
Anthem HMO/POS/PPO Pathway Enhanced $105.54 ↑ +45%
Aetna MHACO Commercial $106.94 ↑ +47%
Community Health Options Commercial $113.20 ↑ +55%
Cigna Commercial $171.90 ↑ +136%
Harvard Pilgrim Healthcare Maine's Choice $182.45 ↑ +151%
Harvard Pilgrim Healthcare Commercial $182.45 ↑ +151%

Visitor-reported prices

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App high cost ss f/n/g/h/f >100sq cm addl 100sq cm at other Maine hospitals

Hospital City Cash price Negotiated range
Waldo County General Hospital Belfast $165.95 $53.23 – $156.32
Franklin Memorial Hospital Farmington not published $53.23 – $182.45
Stephens Memorial Hospital Norway not published $53.23 – $182.45
Pen Bay Medical Center Rockport not published $52.38 – $182.45
Spring Harbor Hospital Westbrook not published $51.86 – $182.45
Mid Coast Hospital Brunswick not published $51.86 – $182.45

All Maine hospitals for this procedure →