Ph1 assmt&mgmt nqhp 5-10 at Mid Coast Hospital

123 Medical Center Drive, Brunswick, ME · MaineHealth · · NPI 1932164795

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$37.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.06 with Aetna vs $25.05 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $11.06 ↓ -70%
United Healthcare Medicare Advantage $11.24 ↓ -70%
Anthem Medicare Advantage $11.24 ↓ -70%
Aetna Medicare Advantage $11.46 ↓ -69%
Humana Medicare Advantage $12.88 ↓ -65%
Wellcare Medicare Advantage $12.93 ↓ -65%
Aetna HMO/PPO $15.08 ↓ -59%
Anthem HMO/POS/PPO/Pathway Enhanced $17.47 ↓ -53%
Multiplan Commercial $21.36 ↓ -43%
United Healthcare Commercial $22.48 ↓ -39%
Aetna MHACO Commercial $22.76 ↓ -39%
Community Health Options Commercial $23.72 ↓ -36%
Cigna OAP $23.75 ↓ -36%
Cigna PPO $23.75 ↓ -36%
Harvard Pilgrim Healthcare Maines Choice $25.05 ↓ -33%
Harvard Pilgrim Healthcare Commercial $25.05 ↓ -33%

Visitor-reported prices

visitor-reported
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Ph1 assmt&mgmt nqhp 5-10 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $33.30 $11.06 – $25.05
Stephens Memorial Hospital Norway $29.35 $11.06 – $25.05
Lincoln Health Damariscotta $32.15 $11.06 – $25.05
Pen Bay Medical Center Rockport $53.75 $11.06 – $25.05
Spring Harbor Hospital Westbrook $67.65 $11.24 – $25.05
Waldo County General Hospital Belfast $24.45 $11.06 – $25.05

All Maine hospitals for this procedure →