Home/res vst est sf mdm 20 at Mid Coast Hospital

123 Medical Center Drive, Brunswick, ME · MaineHealth · · NPI 1932164795

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$150.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$150.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.38 with United Healthcare vs $91.51 with Community Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Medicare Advantage $43.38 ↓ -71%
Anthem Medicare Advantage $43.38 ↓ -71%
Aetna MHACO Government $43.89 ↓ -71%
Aetna Medicare Advantage $44.25 ↓ -71%
Humana Medicare Advantage $49.89 ↓ -67%
Wellcare Medicare Advantage $49.89 ↓ -67%
Anthem HMO/POS/PPO/Pathway Enhanced $64.09 ↓ -57%
Aetna HMO/PPO $71.24 ↓ -53%
Cigna OAP $75.23 ↓ -50%
Cigna PPO $75.23 ↓ -50%
Multiplan Commercial $84.61 ↓ -44%
Harvard Pilgrim Healthcare Commercial $86.73 ↓ -42%
Harvard Pilgrim Healthcare Maines Choice $86.73 ↓ -42%
United Healthcare Commercial $89.06 ↓ -41%
Aetna MHACO Commercial $90.17 ↓ -40%
Community Health Options Commercial $91.51 ↓ -39%

Visitor-reported prices

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Home/res vst est sf mdm 20 at other Maine hospitals

Hospital City Cash price Negotiated range
Lincoln Health Damariscotta $123.35 $43.89 – $91.51
Pen Bay Medical Center Rockport $125.55 $43.81 – $91.51
Waldo County General Hospital Belfast $166.00 $43.89 – $91.51
Franklin Memorial Hospital Farmington not published $43.89 – $91.51
Stephens Memorial Hospital Norway not published $43.89 – $91.51
Spring Harbor Hospital Westbrook not published $43.38 – $105.47

All Maine hospitals for this procedure →