Esrd serv 4 vsts p mo 2-11 at Mid Coast Hospital

123 Medical Center Drive, Brunswick, ME · MaineHealth · · NPI 1932164795

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$952.18 with United Healthcare vs $2,020.52 with Community Health Options — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Medicare Advantage $952.18
Anthem Medicare Advantage $952.18
Aetna Medicare Advantage $971.22
Aetna MHACO Government $985.65
Anthem HMO/POS/PPO/Pathway Enhanced $1,008.47
Humana Medicare Advantage $1,095.01
Wellcare Medicare Advantage $1,095.01
Aetna HMO/PPO $1,350.29
Multiplan Commercial $1,859.85
Harvard Pilgrim Healthcare Commercial $1,913.27
Harvard Pilgrim Healthcare Maines Choice $1,913.27
United Healthcare Commercial $1,957.74
Aetna MHACO Commercial $1,982.21
Community Health Options Commercial $2,020.52

Visitor-reported prices

visitor-reported
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Esrd serv 4 vsts p mo 2-11 at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington not published $985.65 – $2,020.52
Stephens Memorial Hospital Norway not published $985.65 – $2,020.52
Lincoln Health Damariscotta not published $985.65 – $2,020.52
Pen Bay Medical Center Rockport not published $961.70 – $2,020.52
Spring Harbor Hospital Westbrook not published $952.18 – $2,018.49
Waldo County General Hospital Belfast not published $985.65 – $2,020.52

All Maine hospitals for this procedure →