Treatment of fibula fracture 27780 at Waldo County General Hospital

118 Northport Ave, Belfast, ME · MaineHealth · · NPI 1841397932

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$568.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$568.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$278.89 with Aetna vs $622.55 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $278.89 ↓ -51%
Anthem Medicare Advantage $278.89 ↓ -51%
Humana Medicare Advantage $320.72 ↓ -44%
Aetna Medicare Advantage $320.72 ↓ -44%
United Healthcare Medicare Advantage $320.72 ↓ -44%
Wellcare Medicare Advantage $333.55 ↓ -41%
Aetna HMO/PPO $371.46 ↓ -35%
Anthem HMO/POS/PPO Pathway Enhanced $503.18 ↓ -11%
Multiplan Commercial $521.66 ↓ -8%
United Healthcare Commercial $549.12 ↓ -3%
Cigna Commercial $574.96 ↑ +1%
Aetna MHACO Commercial $593.24 ↑ +4%
Community Health Options Commercial $612.06 ↑ +8%
Harvard Pilgrim Healthcare Maine's Choice $622.55 ↑ +10%
Harvard Pilgrim Healthcare Commercial $622.55 ↑ +10%

Visitor-reported prices

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Treatment of fibula fracture 27780 at other Maine hospitals

Hospital City Cash price Negotiated range
Pen Bay Medical Center Rockport $755.75 $232.17 – $380.56
Franklin Memorial Hospital Farmington not published $225.09 – $612.06
Stephens Memorial Hospital Norway not published $278.89 – $622.55
Lincoln Health Damariscotta not published $278.89 – $622.55
Spring Harbor Hospital Westbrook not published $232.17 – $622.55
Mid Coast Hospital Brunswick not published $234.27 – $622.55

All Maine hospitals for this procedure →