Complex repair trunk 2.6-7.5cm 13101 at Waldo County General Hospital

118 Northport Ave, Belfast, ME · MaineHealth · · NPI 1841397932

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$732.85

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$732.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$237.50 with Aetna vs $636.98 with Cigna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $237.50 ↓ -68%
Anthem Medicare Advantage $237.50 ↓ -68%
Humana Medicare Advantage $273.13 ↓ -63%
Aetna Medicare Advantage $273.13 ↓ -63%
United Healthcare Medicare Advantage $273.13 ↓ -63%
Wellcare Medicare Advantage $284.05 ↓ -61%
Aetna HMO/PPO $319.70 ↓ -56%
Multiplan Commercial $437.27 ↓ -40%
United Healthcare Commercial $460.28 ↓ -37%
Aetna MHACO Commercial $489.16 ↓ -33%
Community Health Options Commercial $501.56 ↓ -32%
Anthem HMO/POS/PPO Pathway Enhanced $543.00 ↓ -26%
Harvard Pilgrim Healthcare Maine's Choice $566.72 ↓ -23%
Harvard Pilgrim Healthcare Commercial $629.68 ↓ -14%
Cigna Commercial $636.98 ↓ -13%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Complex repair trunk 2.6-7.5cm 13101 at other Maine hospitals

Hospital City Cash price Negotiated range
Lincoln Health Damariscotta $835.45 $209.27 – $501.56
Pen Bay Medical Center Rockport $2,181.10 $237.50 – $765.17
Franklin Memorial Hospital Farmington not published $237.50 – $726.73
Stephens Memorial Hospital Norway not published $237.50 – $765.17
Spring Harbor Hospital Westbrook not published $235.93 – $765.17
Mid Coast Hospital Brunswick not published $235.93 – $765.17

All Maine hospitals for this procedure →