Closed tx metatarsophalangeal jnt disl without anes at Waldo County General Hospital

118 Northport Ave, Belfast, ME · MaineHealth · · NPI 1841397932

Source: hospital's published price file ↗ · Published Sep 9, 2025 · Ingested Aug 13, 2026

$349.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$349.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.31 with Aetna vs $303.88 with Harvard Pilgrim Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna MHACO Government $107.31 ↓ -69%
Anthem Medicare Advantage $107.31 ↓ -69%
Humana Medicare Advantage $123.41 ↓ -65%
Aetna Medicare Advantage $123.41 ↓ -65%
United Healthcare Medicare Advantage $123.41 ↓ -65%
Wellcare Medicare Advantage $128.34 ↓ -63%
Aetna HMO/PPO $143.80 ↓ -59%
Multiplan Commercial $199.73 ↓ -43%
United Healthcare Commercial $210.24 ↓ -40%
Anthem HMO/POS/PPO Pathway Enhanced $220.51 ↓ -37%
Aetna MHACO Commercial $222.00 ↓ -36%
Community Health Options Commercial $230.46 ↓ -34%
Cigna Commercial $280.50 ↓ -20%
Harvard Pilgrim Healthcare Maine's Choice $293.00 ↓ -16%
Harvard Pilgrim Healthcare Commercial $303.88 ↓ -13%

Visitor-reported prices

visitor-reported
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Closed tx metatarsophalangeal jnt disl without anes at other Maine hospitals

Hospital City Cash price Negotiated range
Franklin Memorial Hospital Farmington $461.00 $89.39 – $249.38
Stephens Memorial Hospital Norway $189.25 $39.12 – $95.29
Lincoln Health Damariscotta $1,043.30 $107.31 – $303.88
Pen Bay Medical Center Rockport $1,040.60 $107.31 – $303.88
Spring Harbor Hospital Westbrook not published $107.51 – $303.88
Mid Coast Hospital Brunswick not published $107.31 – $303.88

All Maine hospitals for this procedure →