Hand X-ray at Tug Valley ARH Regional Medical Center

260 Hospital Drive South, Williamson, KY · Arh · · NPI 1649270257

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$675.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,125.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.17 with The Health Plan vs $506.70 with Aetna POS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
The Health Plan Medicaid $6.17 ↓ -99%
Optum CCN Region 1 Veterans Affairs Plan $8.40 ↓ -99%
United Healthcare Medicare $8.40 ↓ -99%
The Health Plan Medicare $8.40 ↓ -99%
WellCare of Kentucky Medicare $8.40 ↓ -99%
Aetna Medicare $8.40 ↓ -99%
CareSoure Kentucky Commercial $13.86 ↓ -98%
Aetna Better Health Medicaid $21.59 ↓ -97%
WellCare of Kentucky Medicaid $21.79 ↓ -97%
Humana Medicare $50.91 ↓ -92%
Anthem Medicare Advantage $50.91 ↓ -92%
Optum CCN Region 2 Veterans Affairs Plan $50.91 ↓ -92%
Passport Molina Medicaid $86.14 ↓ -87%
Anthem Medicaid $86.14 ↓ -87%
Humana Medicaid $86.14 ↓ -87%
United Healthcare PPO Commercial $403.67 ↓ -40%
United Healthcare HMO Commercial $403.67 ↓ -40%
UMR Commercial $403.67 ↓ -40%
Anthem HMO Commercial $467.63 ↓ -31%
Anthem PPO Commercial $492.23 ↓ -27%
Aetna PPO Commercial $506.70 ↓ -25%
Aetna POS Commercial $506.70 ↓ -25%

Visitor-reported prices

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Hand X-ray at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $248.74 $142.37 – $469.56
Marcum Wallace Hospital Irvine $447.60 not published
Lourdes Hospital Paducah $585.00 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $196.80 $80.38 – $349.44
CHI Saint Joseph Health - Saint Joseph London London $210.18 $63.14 – $535.99
CHI Saint Joseph Health - Saint Joseph East Lexington $259.89 $63.14 – $588.77
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $325.85 $63.14 – $588.77
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $383.13 $63.14 – $821.73

All Kentucky hospitals for this procedure →