Ins picad w subq port 5yr> at Whitesburg ARH Hospital
240 Hospital Road, Whitesburg, KY · Arh · · NPI 1194723726
$1,236.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,061.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$235.08 with WellCare of Kentucky vs $468.01 with Aetna Better Health — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WellCare of Kentucky | Medicaid | $235.08 | ↓ -81% |
| Aetna | Medicare | $282.02 | ↓ -77% |
| Optum CCN Region 1 | Veterans Affairs Plan | $282.02 | ↓ -77% |
| Optum CCN Region 2 | Veterans Affairs Plan | $282.02 | ↓ -77% |
| WellCare of Kentucky | Medicare | $282.02 | ↓ -77% |
| CareSoure Kentucky | Commercial | $282.02 | ↓ -77% |
| United Healthcare | Medicare | $282.02 | ↓ -77% |
| Aetna Better Health | Medicaid | $468.01 | ↓ -62% |
Visitor-reported prices
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Ins picad w subq port 5yr> at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $1,442.79 | $825.77 – $2,723.63 |
| Lourdes Hospital | Paducah | $3,195.60 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $1,094.32 | $624.97 – $2,717.26 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,173.28 | $469.53 – $2,992.08 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,320.31 | $803.35 – $2,991.17 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,675.91 | $696.78 – $3,594.50 |
| Adventhealth Manchester | Manchester | $8,891.66 | $2,962.64 – $2,962.64 |