Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at Whitesburg ARH Hospital
240 Hospital Road, Whitesburg, KY · Arh · · NPI 1194723726
$201.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$336.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$59.90 with WellCare of Kentucky vs $256.70 with UMR — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WellCare of Kentucky | Medicaid | $59.90 | ↓ -70% |
| Aetna | Medicare | $97.02 | ↓ -52% |
| Optum CCN Region 1 | Veterans Affairs Plan | $97.02 | ↓ -52% |
| Optum CCN Region 2 | Veterans Affairs Plan | $97.02 | ↓ -52% |
| CareSoure Kentucky | Commercial | $97.02 | ↓ -52% |
| WellCare of Kentucky | Medicare | $97.02 | ↓ -52% |
| United Healthcare | Medicare | $97.02 | ↓ -52% |
| Aetna Better Health | Medicaid | $97.44 | ↓ -52% |
| UMR | Commercial | $256.70 | ↑ +27% |
Visitor-reported prices
Comments
Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $9,262.14 | $703.94 – $718.02 |
| CHI Saint Joseph Health - Saint Joseph London | London | $447.48 | $179.08 – $1,141.14 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $503.71 | $306.48 – $1,141.14 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $631.54 | $294.57 – $1,141.14 |
| Tug Valley ARH Regional Medical Center | Williamson | $201.60 | $59.90 – $406.79 |
| Hazard ARH Regional Medical Center | Hazard | $201.60 | $59.90 – $571.80 |
| Adventhealth Manchester | Manchester | not published | $664.43 – $664.43 |