Cholesterol body fluid at Whitesburg ARH Hospital

240 Hospital Road, Whitesburg, KY · Arh · · NPI 1194723726

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$5.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.01 with Anthem vs $8.10 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Anthem Medicaid $0.01 ↓ -100%
Passport Molina Medicaid $1.47 ↓ -73%
WellCare of Kentucky Medicaid $2.25 ↓ -58%
Aetna Better Health Medicaid $2.61 ↓ -52%
Humana Medicaid $2.69 ↓ -50%
CareSoure Kentucky Commercial $5.40 ↑ +0%
United Healthcare HMO Commercial $6.88 ↑ +27%
UMR Commercial $6.88 ↑ +27%
United Healthcare PPO Commercial $6.88 ↑ +27%
Anthem HMO Commercial $7.48 ↑ +39%
Anthem PPO Commercial $7.87 ↑ +46%
Aetna POS Commercial $8.10 ↑ +50%
Aetna PPO Commercial $8.10 ↑ +50%
Optum CCN Region 2 Veterans Affairs Plan not published by hospital
United Healthcare Medicare not published by hospital
Anthem Medicare Advantage not published by hospital
Aetna Medicare not published by hospital
Optum CCN Region 1 Veterans Affairs Plan not published by hospital
Humana Medicare not published by hospital
WellCare of Kentucky Medicare not published by hospital

Visitor-reported prices

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Cholesterol body fluid at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $102.20 $0.01 – $192.92
Marcum Wallace Hospital Irvine $60.60 not published
Lourdes Hospital Paducah $57.00 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $268.64 $0.01 – $667.03
CHI Saint Joseph Health - Saint Joseph London London $48.89 $0.01 – $124.67
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $44.13 $0.01 – $94.64
Tug Valley ARH Regional Medical Center Williamson $5.40 $0.01 – $0.01
Hazard ARH Regional Medical Center Hazard $5.40 $0.01 – $0.01

All Kentucky hospitals for this procedure →