Prq trluml c athrc 1 art&/br at Lourdes Hospital
1530 Lone Oak Rd., Paducah, KY · Mercy · · NPI 1346244126
$20,396.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$33,994.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
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Visitor-reported prices
Comments
Prq trluml c athrc 1 art&/br at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Baptist Health Paducah | Paducah | $66,352.70 | $11,475.80 – $88,470.27 |
| CHI Saint Joseph Health - Saint Joseph London | London | $4,785.88 | $1,915.24 – $12,204.92 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $6,722.83 | $4,090.53 – $15,230.67 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $7,884.52 | $3,931.53 – $15,230.67 |
| Baptist Health Corbin | Corbin | $66,352.70 | $88,470.27 – $176,940.54 |
| Baptist Health Lexington | Lexington | $66,352.70 | $11,274.10 – $88,470.27 |
| Baptist Health Hardin | Elizabethtown | $66,352.70 | $88,470.27 – $176,940.54 |
| Baptist Health La Grange | La Grange | $66,352.70 | $15,795.00 – $176,940.54 |