Psychotherapy patient individual therapy 45 minutes at Baptist Health Paducah

2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$605.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$807.35

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.59 with MOLINA MCAID - ALL PLANS vs $807.35 with PASSPORT MCR/MCAID — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $64.59 ↓ -89%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $64.59 ↓ -89%
UHC MCAID UHC MCAID $64.59 ↓ -89%
AETNA BETTER HLTH MCAID AETNA BETTER HLTH MCAID $64.59 ↓ -89%
HUMANA MCAID HUMANA MCAID $64.59 ↓ -89%
SIGNATURE ADV - ALL PLANS SIGNATURE ADV - ALL PLANS $176.44 ↓ -71%
ANTHEM MCR ADV ANTHEM MCR ADV $177.33 ↓ -71%
HUMANA MCR ADV - ALL OTHER PLANS HUMANA MCR ADV - ALL OTHER PLANS $185.27 ↓ -69%
ANTHEM BHS1 ANTHEM BHS1 $198.85 ↓ -67%
ANTHEM PATH HMO ANTHEM PATH HMO $221.05 ↓ -63%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $258.35 ↓ -57%
ADVANCED MED -ALL PLANS ADVANCED MED -ALL PLANS $290.65 ↓ -52%
CENTER CARE - ALL PLANS CENTER CARE - ALL PLANS $296.78 ↓ -51%
PHCS-ALL PLANS PHCS-ALL PLANS $300.33 ↓ -50%
AETNA-ALL OTHER PLANS AETNA-ALL OTHER PLANS $300.33 ↓ -50%
ANTHEM PATH HPN ANTHEM PATH HPN $310.83 ↓ -49%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $317.60 ↓ -48%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $326.25 ↓ -46%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $339.83 ↓ -44%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $339.83 ↓ -44%
ANTHEM BLUE PREF HMO ANTHEM BLUE PREF HMO $345.38 ↓ -43%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $345.38 ↓ -43%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $352.89 ↓ -42%
CIGNA - ALL PLANS CIGNA - ALL PLANS $353.62 ↓ -42%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $359.59 ↓ -41%
SIHO-ALL PLANS SIHO-ALL PLANS $565.15 ↓ -7%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $807.35 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $807.35 ↑ +33%
PASSPORT MCR/MCAID PASSPORT MCR/MCAID $807.35 ↑ +33%

Visitor-reported prices

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Psychotherapy patient individual therapy 45 minutes at other Kentucky hospitals

Hospital City Cash price Negotiated range
Lourdes Hospital Paducah $447.60 not published
CHI Saint Joseph Health - Saint Joseph Berea Berea $220.30 $126.09 – $415.87
Marcum Wallace Hospital Irvine $1,141.20 not published
CHI Saint Joseph Health - Saint Joseph London London $60.67 $24.28 – $154.70
CHI Saint Joseph Health - Saint Joseph East Lexington $249.44 $151.78 – $565.11
Baptist Health Corbin Corbin $605.51 $807.35 – $1,614.70
Baptist Health Lexington Lexington $605.51 $173.34 – $807.35
Baptist Health Hardin Elizabethtown $605.51 $807.35 – $1,614.70

All Kentucky hospitals for this procedure →