ER Visit (level 5, high severity) at Baptist Health Paducah
2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128
$2,641.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,522.02
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$281.76 with HUMANA MCAID vs $3,522.02 with PASSPORT MCR/MCAID — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HUMANA MCAID | HUMANA MCAID | $281.76 | ↓ -89% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $281.76 | ↓ -89% |
| UHC MCAID | UHC MCAID | $281.76 | ↓ -89% |
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $281.76 | ↓ -89% |
| SIGNATURE ADV - ALL PLANS | SIGNATURE ADV - ALL PLANS | $592.00 | ↓ -78% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $594.96 | ↓ -77% |
| HUMANA MCR ADV - ALL OTHER PLANS | HUMANA MCR ADV - ALL OTHER PLANS | $621.60 | ↓ -76% |
| ANTHEM BHS1 | ANTHEM BHS1 | $867.47 | ↓ -67% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $1,065.60 | ↓ -60% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $1,127.05 | ↓ -57% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $1,140.20 | ↓ -57% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $1,171.00 | ↓ -56% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $1,180.44 | ↓ -55% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $1,184.00 | ↓ -55% |
| ADVANCED MED -ALL PLANS | ADVANCED MED -ALL PLANS | $1,267.93 | ↓ -52% |
| CENTER CARE - ALL PLANS | CENTER CARE - ALL PLANS | $1,294.69 | ↓ -51% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $1,310.19 | ↓ -50% |
| AETNA-ALL OTHER PLANS | AETNA-ALL OTHER PLANS | $1,310.19 | ↓ -50% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $1,409.00 | ↓ -47% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $1,542.64 | ↓ -42% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $1,647.00 | ↓ -38% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $1,748.00 | ↓ -34% |
| UHC ALL PAYER-ALL OTHER PLANS | UHC ALL PAYER-ALL OTHER PLANS | $1,819.00 | ↓ -31% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $1,830.00 | ↓ -31% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $1,830.00 | ↓ -31% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $2,465.41 | ↓ -7% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $3,522.02 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $3,522.02 | ↑ +33% |
| PASSPORT MCR/MCAID | PASSPORT MCR/MCAID | $3,522.02 | ↑ +33% |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $1,389.00 | not published |
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $729.35 | $417.44 – $1,376.83 |
| Marcum Wallace Hospital | Irvine | $5,673.54 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $446.38 | $254.93 – $1,108.38 |
| CHI Saint Joseph Health - Saint Joseph London | London | $1,319.94 | $528.22 – $3,366.09 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,154.02 | $702.17 – $2,614.43 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,353.43 | $561.42 – $2,174.90 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $1,245.69 | $517.92 – $2,671.76 |