Bld exchange truj oth thn nb at Baptist Health Paducah
2501 Kentucky Ave, Paducah, KY · Baptisthealth · · NPI 1730264128
$2,701.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,601.88
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$288.15 with UHC MCAID vs $3,601.88 with PASSPORT MCR/MCAID — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UHC MCAID | UHC MCAID | $288.15 | ↓ -89% |
| HUMANA MCAID | HUMANA MCAID | $288.15 | ↓ -89% |
| AETNA BETTER HLTH MCAID | AETNA BETTER HLTH MCAID | $288.15 | ↓ -89% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $288.15 | ↓ -89% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $288.15 | ↓ -89% |
| SIGNATURE ADV - ALL PLANS | SIGNATURE ADV - ALL PLANS | $438.56 | ↓ -84% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $440.75 | ↓ -84% |
| HUMANA MCR ADV - ALL OTHER PLANS | HUMANA MCR ADV - ALL OTHER PLANS | $460.49 | ↓ -83% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $789.41 | ↓ -71% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $844.67 | ↓ -69% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $844.67 | ↓ -69% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $877.12 | ↓ -68% |
| ANTHEM BHS1 | ANTHEM BHS1 | $887.14 | ↓ -67% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $986.19 | ↓ -63% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $1,152.60 | ↓ -57% |
| ADVANCED MED -ALL PLANS | ADVANCED MED -ALL PLANS | $1,296.68 | ↓ -52% |
| CENTER CARE - ALL PLANS | CENTER CARE - ALL PLANS | $1,324.05 | ↓ -51% |
| AETNA-ALL OTHER PLANS | AETNA-ALL OTHER PLANS | $1,339.90 | ↓ -50% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $1,339.90 | ↓ -50% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $1,386.72 | ↓ -49% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $1,455.52 | ↓ -46% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $1,540.88 | ↓ -43% |
| ANTHEM BLUE PREF HMO | ANTHEM BLUE PREF HMO | $1,540.88 | ↓ -43% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $1,577.62 | ↓ -42% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $1,604.28 | ↓ -41% |
| SIHO-ALL PLANS | SIHO-ALL PLANS | $2,521.32 | ↓ -7% |
| UHC ALL PAYER-ALL OTHER PLANS | UHC ALL PAYER-ALL OTHER PLANS | $3,011.17 | ↑ +11% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $3,601.88 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $3,601.88 | ↑ +33% |
| PASSPORT MCR/MCAID | PASSPORT MCR/MCAID | $3,601.88 | ↑ +33% |
Visitor-reported prices
Comments
Bld exchange truj oth thn nb at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Baptist Health Corbin | Corbin | $2,701.41 | $3,601.88 – $7,203.76 |
| Baptist Health Lexington | Lexington | $2,701.41 | $430.85 – $3,601.88 |
| Baptist Health Hardin | Elizabethtown | $2,701.41 | $3,601.88 – $7,203.76 |
| Baptist Health La Grange | La Grange | $2,701.41 | $3,601.88 – $7,203.76 |
| Baptist Health Louisville | Louisville | $2,701.41 | $424.17 – $3,601.88 |
| Adventhealth Manchester | Manchester | not published | $413.95 – $413.95 |