X-ray hip with pelvis when performed bilateral 3-4 views at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$257.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$703.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$99.99 with Wellcare vs $491.40 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $99.99 ↓ -61%
BCBS - Anthem Medicare|All Plans $99.99 ↓ -61%
Humana Medicare|All Plans $99.99 ↓ -61%
United Medicare|All Plans $101.99 ↓ -60%
Aetna Medicare|All Plans $102.99 ↓ -60%
Passport by Molina Medicare|All Plans $104.99 ↓ -59%
Wellcare Medicaid|All Plans $113.03 ↓ -56%
Aetna Medicaid|Better Health $124.20 ↓ -52%
Humana Medicaid|All Plans $125.45 ↓ -51%
United Medicaid|All Plans $126.69 ↓ -51%
Passport by Molina Medicaid|All Plans $126.69 ↓ -51%
BCBS - Anthem Medicaid|All Plans $130.41 ↓ -49%
CareSource Commercial|All Plans $199.98 ↓ -22%
Humana Commercial|All Plans $232.20 ↓ -10%
United Commercial|Options $270.00 ↑ +5%
United Commercial|Non-Options $270.00 ↑ +5%
Aetna Commercial|All Other Plans $361.80 ↑ +40%
Aetna Commercial|HMO $361.80 ↑ +40%
Aetna Commercial|PPO $361.80 ↑ +40%
Multiplan Commercial|All Plans $491.40 ↑ +91%

Visitor-reported prices

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X-ray hip with pelvis when performed bilateral 3-4 views at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $311.89 $162.23 – $535.08
CHI Saint Joseph Health - Saint Joseph London London $115.98 $46.41 – $295.75
CHI Saint Joseph Health - Saint Joseph East Lexington $286.80 $96.77 – $591.50
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $359.59 $96.77 – $591.50
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $706.01 $96.77 – $1,514.24
Adventhealth Manchester Manchester $314.22 $98.09 – $98.09

All Kentucky hospitals for this procedure →