Radphm lcl tumor plr sgl day at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$684.22

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,867.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$377.82 with Wellcare vs $1,698.97 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicare|All Plans $377.82 ↓ -45%
BCBS - Anthem Medicare|All Plans $377.82 ↓ -45%
Humana Medicare|All Plans $377.82 ↓ -45%
United Medicare|All Plans $385.38 ↓ -44%
Aetna Medicare|All Plans $389.15 ↓ -43%
Wellcare Medicaid|All Plans $390.77 ↓ -43%
Passport by Molina Medicare|All Plans $396.71 ↓ -42%
Aetna Medicaid|Better Health $429.41 ↓ -37%
Humana Medicaid|All Plans $433.71 ↓ -37%
United Medicaid|All Plans $438.00 ↓ -36%
Passport by Molina Medicaid|All Plans $438.00 ↓ -36%
BCBS - Anthem Medicaid|All Plans $450.89 ↓ -34%
CareSource Commercial|All Plans $755.64 ↑ +10%
Humana Commercial|All Plans $802.81 ↑ +17%
United Commercial|Options $933.50 ↑ +36%
United Commercial|Non-Options $933.50 ↑ +36%
Aetna Commercial|All Other Plans $1,250.89 ↑ +83%
Aetna Commercial|HMO $1,250.89 ↑ +83%
Aetna Commercial|PPO $1,250.89 ↑ +83%
Multiplan Commercial|All Plans $1,698.97 ↑ +148%

Visitor-reported prices

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Radphm lcl tumor plr sgl day at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,289.50 $738.04 – $2,434.25
CHI Saint Joseph Health - Saint Joseph London London $155.23 $62.12 – $395.85
CHI Saint Joseph Health - Saint Joseph East Lexington $837.10 $475.83 – $1,896.44
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $981.74 $299.97 – $1,162.07
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,713.25 $475.83 – $3,674.58
Adventhealth Manchester Manchester not published $375.10 – $375.10

All Kentucky hospitals for this procedure →