Radphm lcl tomogr sgl area sgl day at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,093.22

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,983.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$468.42 with Wellcare vs $2,454.92 with CareSource — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $468.42 ↓ -57%
Aetna Medicaid|Better Health $514.74 ↓ -53%
Humana Medicaid|All Plans $519.89 ↓ -52%
United Medicaid|All Plans $525.04 ↓ -52%
Passport by Molina Medicaid|All Plans $525.04 ↓ -52%
BCBS - Anthem Medicaid|All Plans $540.48 ↓ -51%
Humana Commercial|All Plans $962.34 ↓ -12%
United Commercial|Options $1,119.00 ↑ +2%
United Commercial|Non-Options $1,119.00 ↑ +2%
BCBS - Anthem Medicare|All Plans $1,227.46 ↑ +12%
Wellcare Medicare|All Plans $1,227.46 ↑ +12%
Humana Medicare|All Plans $1,227.46 ↑ +12%
United Medicare|All Plans $1,252.01 ↑ +15%
Aetna Medicare|All Plans $1,264.28 ↑ +16%
Passport by Molina Medicare|All Plans $1,288.83 ↑ +18%
Aetna Commercial|HMO $1,499.46 ↑ +37%
Aetna Commercial|PPO $1,499.46 ↑ +37%
Aetna Commercial|All Other Plans $1,499.46 ↑ +37%
Multiplan Commercial|All Plans $2,036.58 ↑ +86%
CareSource Commercial|All Plans $2,454.92 ↑ +125%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Radphm lcl tomogr sgl area sgl day at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $1,652.49 $617.47 – $2,036.58
CHI Saint Joseph Health - Saint Joseph London London $918.50 $313.45 – $1,997.45
CHI Saint Joseph Health - Saint Joseph East Lexington $753.95 $458.74 – $1,708.07
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $884.23 $440.91 – $1,708.07
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $1,467.59 $394.79 – $2,036.58
Adventhealth Manchester Manchester $2,379.29 $509.46 – $509.46

All Kentucky hospitals for this procedure →