Pulse ox single at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$32.26

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$88.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.42 with Wellcare vs $80.08 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $18.42 ↓ -43%
Aetna Medicaid|Better Health $20.24 ↓ -37%
Humana Medicaid|All Plans $20.45 ↓ -37%
Passport by Molina Medicaid|All Plans $20.65 ↓ -36%
United Medicaid|All Plans $20.65 ↓ -36%
BCBS - Anthem Medicaid|All Plans $21.26 ↓ -34%
Humana Commercial|All Plans $37.84 ↑ +17%
United Commercial|Non-Options $44.00 ↑ +36%
United Commercial|Options $44.00 ↑ +36%
Aetna Commercial|PPO $58.96 ↑ +83%
Aetna Commercial|All Other Plans $58.96 ↑ +83%
Aetna Commercial|HMO $58.96 ↑ +83%
Multiplan Commercial|All Plans $80.08 ↑ +148%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pulse ox single at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $30.37 $17.39 – $57.33
CHI Saint Joseph Health - Saint Joseph London London $34.26 $13.71 – $87.36
CHI Saint Joseph Health - Saint Joseph East Lexington $56.64 $34.47 – $128.31
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $66.43 $33.13 – $128.31
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $39.46 $16.41 – $84.63
Adventhealth Manchester Manchester $193.74 not published

All Kentucky hospitals for this procedure →