Ot therapeutic procedure >=1 area therapeutic exercise each 15 minutes at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$53.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$29.70 with BCBS - Anthem vs $132.86 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Commercial|HMO PPO $29.70 ↓ -44%
BCBS - Anthem Commercial|Pathway $29.70 ↓ -44%
Wellcare Medicaid|All Plans $30.56 ↓ -43%
Aetna Medicaid|Better Health $33.58 ↓ -37%
Humana Medicaid|All Plans $33.92 ↓ -37%
Passport by Molina Medicaid|All Plans $34.26 ↓ -36%
United Medicaid|All Plans $34.26 ↓ -36%
BCBS - Anthem Medicaid|All Plans $35.26 ↓ -34%
Humana Commercial|All Plans $62.78 ↑ +17%
United Commercial|Options $73.00 ↑ +36%
United Commercial|Non-Options $73.00 ↑ +36%
Aetna Commercial|HMO $97.82 ↑ +83%
Aetna Commercial|PPO $97.82 ↑ +83%
Aetna Commercial|All Other Plans $97.82 ↑ +83%
Multiplan Commercial|All Plans $132.86 ↑ +148%

Visitor-reported prices

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Ot therapeutic procedure >=1 area therapeutic exercise each 15 minutes at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $80.51 $33.11 – $109.20
CHI Saint Joseph Health - Saint Joseph London London $97.42 $38.99 – $248.43
CHI Saint Joseph Health - Saint Joseph East Lexington $103.64 $41.06 – $152.88
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $121.54 $39.47 – $152.88
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $71.71 $26.46 – $136.50
Adventhealth Manchester Manchester $210.98 $27.51 – $27.51

All Kentucky hospitals for this procedure →