Kidney img w/bldflw sgl without rx at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$794.17

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,167.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$453.56 with Wellcare vs $1,971.97 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $453.56 ↓ -43%
Aetna Medicaid|Better Health $498.41 ↓ -37%
Humana Medicaid|All Plans $503.40 ↓ -37%
BCBS - Anthem Medicare|All Plans $506.10 ↓ -36%
Humana Medicare|All Plans $506.10 ↓ -36%
Wellcare Medicare|All Plans $506.10 ↓ -36%
United Medicaid|All Plans $508.38 ↓ -36%
Passport by Molina Medicaid|All Plans $508.38 ↓ -36%
United Medicare|All Plans $516.22 ↓ -35%
Aetna Medicare|All Plans $521.28 ↓ -34%
BCBS - Anthem Medicaid|All Plans $523.34 ↓ -34%
Passport by Molina Medicare|All Plans $531.40 ↓ -33%
Humana Commercial|All Plans $931.81 ↑ +17%
CareSource Commercial|All Plans $1,012.20 ↑ +27%
United Commercial|Options $1,083.50 ↑ +36%
United Commercial|Non-Options $1,083.50 ↑ +36%
Aetna Commercial|HMO $1,451.89 ↑ +83%
Aetna Commercial|PPO $1,451.89 ↑ +83%
Aetna Commercial|All Other Plans $1,451.89 ↑ +83%
Multiplan Commercial|All Plans $1,971.97 ↑ +148%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Kidney img w/bldflw sgl without rx at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $605.47 $346.54 – $1,142.96
CHI Saint Joseph Health - Saint Joseph London London $496.36 $198.64 – $1,265.81
CHI Saint Joseph Health - Saint Joseph East Lexington $1,094.17 $557.42 – $2,478.84
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,283.24 $557.42 – $2,478.84
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $918.15 $381.73 – $1,969.24
Adventhealth Manchester Manchester not published $509.46 – $509.46

All Kentucky hospitals for this procedure →