Hydration IV infusion initial 31minutes - 1 hour at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$189.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$517.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.21 with Wellcare vs $470.47 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $108.21 ↓ -43%
Aetna Medicaid|Better Health $118.91 ↓ -37%
Humana Medicaid|All Plans $120.10 ↓ -37%
United Medicaid|All Plans $121.29 ↓ -36%
Passport by Molina Medicaid|All Plans $121.29 ↓ -36%
BCBS - Anthem Medicaid|All Plans $124.86 ↓ -34%
BCBS - Anthem Medicare|All Plans $198.10 ↑ +5%
Wellcare Medicare|All Plans $198.10 ↑ +5%
Humana Medicare|All Plans $198.10 ↑ +5%
United Medicare|All Plans $202.06 ↑ +7%
Aetna Medicare|All Plans $204.04 ↑ +8%
Passport by Molina Medicare|All Plans $208.00 ↑ +10%
Humana Commercial|All Plans $222.31 ↑ +17%
United Commercial|Non-Options $258.50 ↑ +36%
United Commercial|Options $258.50 ↑ +36%
Aetna Commercial|HMO $346.39 ↑ +83%
Aetna Commercial|PPO $346.39 ↑ +83%
Aetna Commercial|All Other Plans $346.39 ↑ +83%
CareSource Commercial|All Plans $396.20 ↑ +109%
Multiplan Commercial|All Plans $470.47 ↑ +148%

Visitor-reported prices

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Hydration IV infusion initial 31minutes - 1 hour at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $228.50 $130.78 – $431.34
CHI Saint Joseph Health - Saint Joseph London London $218.75 $87.54 – $557.83
CHI Saint Joseph Health - Saint Joseph East Lexington $258.28 $157.15 – $585.13
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $323.83 $151.05 – $585.13
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $636.00 $264.43 – $1,364.09
Adventhealth Manchester Manchester $594.31 $199.58 – $199.58

All Kentucky hospitals for this procedure →