Ghs myocardial strain img spckl track at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$325.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$887.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$185.65 with Wellcare vs $807.17 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $185.65 ↓ -43%
Aetna Medicaid|Better Health $204.01 ↓ -37%
Humana Medicaid|All Plans $206.06 ↓ -37%
Passport by Molina Medicaid|All Plans $208.10 ↓ -36%
United Medicaid|All Plans $208.10 ↓ -36%
BCBS - Anthem Medicaid|All Plans $214.22 ↓ -34%
Humana Commercial|All Plans $381.41 ↑ +17%
United Commercial|Non-Options $443.50 ↑ +36%
United Commercial|Options $443.50 ↑ +36%
Aetna Commercial|PPO $594.29 ↑ +83%
Aetna Commercial|All Other Plans $594.29 ↑ +83%
Aetna Commercial|HMO $594.29 ↑ +83%
Multiplan Commercial|All Plans $807.17 ↑ +148%

Visitor-reported prices

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Ghs myocardial strain img spckl track at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $427.59 $239.21 – $788.97
CHI Saint Joseph Health - Saint Joseph London London $319.02 $127.67 – $813.54
CHI Saint Joseph Health - Saint Joseph East Lexington $339.42 $206.52 – $768.95
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $425.56 $194.50 – $753.48
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $376.34 $156.47 – $807.17

All Kentucky hospitals for this procedure →