Coveredge 32 lead kit 40cm 48 at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$128.27

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$350.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.68 with Wellcare vs $46.41 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $10.68 ↓ -92%
Aetna Medicaid|Better Health $11.73 ↓ -91%
Humana Medicaid|All Plans $11.85 ↓ -91%
Passport by Molina Medicaid|All Plans $11.97 ↓ -91%
United Medicaid|All Plans $11.97 ↓ -91%
BCBS - Anthem Medicaid|All Plans $12.32 ↓ -90%
Humana Commercial|All Plans $24.99 ↓ -81%
United Commercial|Non-Options $25.50 ↓ -80%
United Commercial|Options $25.50 ↓ -80%
Aetna Commercial|PPO $34.17 ↓ -73%
Aetna Commercial|All Other Plans $34.17 ↓ -73%
Aetna Commercial|HMO $34.17 ↓ -73%
Multiplan Commercial|All Plans $46.41 ↓ -64%

Visitor-reported prices

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Coveredge 32 lead kit 40cm 48 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $168.72 $14.08 – $46.41
CHI Saint Joseph Health - Saint Joseph East Lexington $140.59 $12.47 – $46.41
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $176.27 $11.98 – $46.41
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $148.50 $9.00 – $46.41

All Kentucky hospitals for this procedure →