Closed tx metatarsophalangeal jnt disl without anes at CHI Saint Joseph Health - Saint Joseph Mount Sterling

225 FALCON DR, Mt. Sterling, KY · CommonSpirit Health · · NPI 1679679146

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$183.25

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$500.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.65 with Wellcare vs $455.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellcare Medicaid|All Plans $104.65 ↓ -43%
Aetna Medicaid|Better Health $115.00 ↓ -37%
Humana Medicaid|All Plans $116.15 ↓ -37%
United Medicaid|All Plans $117.30 ↓ -36%
Passport by Molina Medicaid|All Plans $117.30 ↓ -36%
BCBS - Anthem Medicaid|All Plans $120.75 ↓ -34%
Humana Commercial|All Plans $215.00 ↑ +17%
BCBS - Anthem Medicare|All Plans $225.54 ↑ +23%
Wellcare Medicare|All Plans $225.54 ↑ +23%
Humana Medicare|All Plans $225.54 ↑ +23%
United Medicare|All Plans $230.05 ↑ +26%
Aetna Medicare|All Plans $232.31 ↑ +27%
Passport by Molina Medicare|All Plans $236.82 ↑ +29%
United Commercial|Non-Options $255.00 ↑ +39%
United Commercial|Options $255.00 ↑ +39%
Aetna Commercial|All Other Plans $335.00 ↑ +83%
Aetna Commercial|HMO $335.00 ↑ +83%
Aetna Commercial|PPO $335.00 ↑ +83%
CareSource Commercial|All Plans $451.08 ↑ +146%
Multiplan Commercial|All Plans $455.00 ↑ +148%

Visitor-reported prices

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Closed tx metatarsophalangeal jnt disl without anes at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $241.51 $138.23 – $455.91
CHI Saint Joseph Health - Saint Joseph London London $294.75 $117.96 – $751.66
CHI Saint Joseph Health - Saint Joseph East Lexington $177.55 $108.03 – $402.22
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $208.22 $103.83 – $402.22
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $265.60 $110.43 – $569.66
Adventhealth Manchester Manchester $3,302.04 $231.45 – $231.45

All Kentucky hospitals for this procedure →