Pr excision nail/nail matrix partial/complete permanent removal at Middlesboro ARH Hospital

3600 W Cumberland Avenue, Middlesboro, KY · Arh · · NPI 1891792495

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$490.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$817.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$150.00 with Aetna Better Health vs $735.30 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Better Health Medicaid $150.00 ↓ -69%
Passport Molina Medicaid $150.00 ↓ -69%
Humana Choice Care $150.00 ↓ -69%
Anthem Medicaid $150.00 ↓ -69%
WellCare of Kentucky Medicaid $204.25 ↓ -58%
Optum CCN Region 2 Veterans Affairs Plan $273.87 ↓ -44%
Humana Medicare $273.87 ↓ -44%
United Healthcare Medicare $273.87 ↓ -44%
Anthem Medicare Advantage $273.87 ↓ -44%
Aetna Medicare $273.87 ↓ -44%
Optum CCN Region 1 Veterans Affairs Plan $273.87 ↓ -44%
WellCare of Kentucky Medicare $273.87 ↓ -44%
CareSoure Kentucky Commercial $490.20 ↑ +0%
United Healthcare PPO Commercial $608.67 ↑ +24%
United Healthcare HMO Commercial $608.67 ↑ +24%
UMR Commercial $608.67 ↑ +24%
Anthem HMO Commercial $678.60 ↑ +38%
Anthem Traditional/PPO Commercial $714.30 ↑ +46%
Aetna POS Commercial $735.30 ↑ +50%
Aetna PPO Commercial $735.30 ↑ +50%

Visitor-reported prices

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Pr excision nail/nail matrix partial/complete permanent removal at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $446.39 $255.49 – $842.66
Marcum Wallace Hospital Irvine $637.80 not published
Lourdes Hospital Paducah $2,367.00 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $437.58 $249.91 – $1,086.54
CHI Saint Joseph Health - Saint Joseph London London $505.28 $202.21 – $1,288.56
CHI Saint Joseph Health - Saint Joseph East Lexington $400.07 $243.43 – $906.36
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $501.61 $233.97 – $906.36
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $536.30 $222.97 – $1,150.24

All Kentucky hospitals for this procedure →