New Patient Office Visit (level 2) at Middlesboro ARH Hospital
3600 W Cumberland Avenue, Middlesboro, KY · Arh · · NPI 1891792495
$165.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$276.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$13.59 with Humana vs $70.20 with Aetna POS — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Choice Care | $13.59 | ↓ -92% |
| Aetna Better Health | Medicaid | $13.59 | ↓ -92% |
| Anthem | Medicaid | $14.32 | ↓ -91% |
| Passport Molina | Medicaid | $14.32 | ↓ -91% |
| WellCare of Kentucky | Medicaid | $18.50 | ↓ -89% |
| WellCare of Kentucky | Medicare | $40.23 | ↓ -76% |
| United Healthcare | Medicare | $40.23 | ↓ -76% |
| Aetna | Medicare | $40.23 | ↓ -76% |
| Optum CCN Region 1 | Veterans Affairs Plan | $40.23 | ↓ -76% |
| Optum CCN Region 2 | Veterans Affairs Plan | $40.23 | ↓ -76% |
| CareSoure Kentucky | Commercial | $44.40 | ↓ -73% |
| UMR | Commercial | $58.11 | ↓ -65% |
| United Healthcare HMO | Commercial | $58.11 | ↓ -65% |
| United Healthcare PPO | Commercial | $58.11 | ↓ -65% |
| Anthem HMO | Commercial | $64.79 | ↓ -61% |
| Anthem Traditional/PPO | Commercial | $68.20 | ↓ -59% |
| Aetna PPO | Commercial | $70.20 | ↓ -58% |
| Aetna POS | Commercial | $70.20 | ↓ -58% |
| Anthem | Medicare Advantage | not published by hospital | — |
| Humana | Medicare | not published by hospital | — |
Visitor-reported prices
Comments
New Patient Office Visit (level 2) at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| CHI Saint Joseph Health - Saint Joseph Berea | Berea | $152.82 | $87.47 – $288.47 |
| Marcum Wallace Hospital | Irvine | $195.60 | not published |
| Lourdes Hospital | Paducah | $420.00 | not published |
| CHI Saint Joseph Health - Saint Joseph Mount Sterling | Mt. Sterling | $90.89 | $51.91 – $225.68 |
| CHI Saint Joseph Health - Saint Joseph London | London | $81.36 | $32.56 – $207.48 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $136.17 | $82.86 – $308.49 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $159.70 | $79.64 – $308.49 |
| CHI Saint Joseph Health - Flaget Memorial Hospital | Bardstown | $187.96 | $78.15 – $403.13 |