Graft xenmtrx sft rect 19x28cm at Middlesboro ARH Hospital

3600 W Cumberland Avenue, Middlesboro, KY · Arh · · NPI 1891792495

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$353.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$589.62

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.63 with Humana vs $341.33 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Humana Choice Care $69.63 ↓ -80%
Aetna Better Health Medicaid $69.63 ↓ -80%
Anthem Medicaid $69.63 ↓ -80%
Passport Molina Medicaid $69.63 ↓ -80%
WellCare of Kentucky Medicaid $94.82 ↓ -73%
CareSoure Kentucky Commercial $227.56 ↓ -36%
United Healthcare PPO Commercial $282.55 ↓ -20%
UMR Commercial $282.55 ↓ -20%
United Healthcare HMO Commercial $282.55 ↓ -20%
Anthem HMO Commercial $315.01 ↓ -11%
Anthem Traditional/PPO Commercial $331.59 ↓ -6%
Aetna POS Commercial $341.33 ↓ -4%
Aetna PPO Commercial $341.33 ↓ -4%
Optum CCN Region 2 Veterans Affairs Plan not published by hospital
United Healthcare Medicare not published by hospital
Anthem Medicare Advantage not published by hospital
Aetna Medicare not published by hospital
Optum CCN Region 1 Veterans Affairs Plan not published by hospital
Humana Medicare not published by hospital
WellCare of Kentucky Medicare not published by hospital

Visitor-reported prices

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Graft xenmtrx sft rect 19x28cm at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $479.65 $6.07 – $20.02
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $364.65 $4.61 – $20.02
CHI Saint Joseph Health - Saint Joseph London London $355.06 $3.15 – $20.02
CHI Saint Joseph Health - Saint Joseph East Lexington $399.67 $5.38 – $20.02
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $501.11 $5.17 – $20.02
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $422.16 $3.89 – $20.02
Hazard ARH Regional Medical Center Hazard $329.87 not published
Harlan ARH Hospital KY 40831 $296.35 not published

All Kentucky hospitals for this procedure →