Cystoscopy (Bladder Scope) at Middlesboro ARH Hospital

3600 W Cumberland Avenue, Middlesboro, KY · Arh · · NPI 1891792495

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$216.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$360.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.10 with Aetna Better Health vs $457.53 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Better Health Medicaid $66.10 ↓ -69%
Humana Choice Care $66.10 ↓ -69%
WellCare of Kentucky Medicaid $90.00 ↓ -58%
CareSoure Kentucky Commercial $216.00 ↑ +0%
Optum CCN Region 2 Veterans Affairs Plan $457.53 ↑ +112%
WellCare of Kentucky Medicare $457.53 ↑ +112%
Optum CCN Region 1 Veterans Affairs Plan $457.53 ↑ +112%
United Healthcare Medicare $457.53 ↑ +112%
Aetna Medicare $457.53 ↑ +112%
Humana Medicare $457.53 ↑ +112%

Visitor-reported prices

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Cystoscopy (Bladder Scope) at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $930.37 $532.49 – $1,756.30
Lourdes Hospital Paducah $1,074.60 not published
CHI Saint Joseph Health - Saint Joseph London London $796.10 $318.59 – $2,030.21
CHI Saint Joseph Health - Saint Joseph East Lexington $956.79 $582.17 – $2,167.62
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $1,510.30 $559.54 – $2,167.62
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $462.90 $192.46 – $992.81
Hazard ARH Regional Medical Center Hazard $293.40 $69.29 – $160.26

All Kentucky hospitals for this procedure →