Urea nitrogen at ARH Our Lady of the Way Hospital

11203 Main Street, Martin, KY · Arh · · NPI 1306339460

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 16, 2026

$73.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$123.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.95 with Aetna Better Health vs $108.24 with Aetna PPO — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Better Health Medicaid $3.95 ↓ -95%
WellCare of Kentucky Medicaid $3.95 ↓ -95%
Anthem Medicaid $3.95 ↓ -95%
Humana Medicaid $3.95 ↓ -95%
Passport Molina Medicaid $3.95 ↓ -95%
Humana Medicare $24.60 ↓ -67%
Anthem Medicare Advantage $24.60 ↓ -67%
Optum CCN Region 1 Veterans Affairs Plan $24.60 ↓ -67%
Optum CCN Region 2 Veterans Affairs Plan $24.60 ↓ -67%
WellCare of Kentucky Medicare $24.60 ↓ -67%
Aetna Medicare $31.98 ↓ -57%
CareSoure Kentucky Commercial $79.95 ↑ +8%
Anthem HMO Commercial $102.16 ↑ +38%
Anthem Traditional/PPO Commercial $104.22 ↑ +41%
Aetna POS Commercial $108.24 ↑ +47%
Aetna PPO Commercial $108.24 ↑ +47%

Visitor-reported prices

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Urea nitrogen at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $41.46 $3.35 – $78.26
Marcum Wallace Hospital Irvine $75.00 not published
Lourdes Hospital Paducah $91.80 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $43.62 $3.35 – $108.29
CHI Saint Joseph Health - Saint Joseph London London $35.33 $3.35 – $90.09
CHI Saint Joseph Health - Saint Joseph East Lexington $16.88 $3.35 – $38.22
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $19.79 $3.35 – $38.22
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $42.01 $3.35 – $90.09

All Kentucky hospitals for this procedure →