Whfo nontorsion joint prefab at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$271.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$361.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.78 with MOLINA MCAID - ALL PLANS vs $458.02 with ALLIANCE COAL - ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $39.78 ↓ -85%
AETNA MCAID AETNA MCAID $39.78 ↓ -85%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $39.78 ↓ -85%
UHC MCAID UHC MCAID $39.78 ↓ -85%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $39.78 ↓ -85%
ANTHEM BHS1 ANTHEM BHS1 $89.06 ↓ -67%
ANTHEM PATH HPN ANTHEM PATH HPN $98.57 ↓ -64%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $105.41 ↓ -61%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $109.53 ↓ -60%
ANTHEM PATH HMO ANTHEM PATH HMO $109.53 ↓ -60%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $109.53 ↓ -60%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $109.53 ↓ -60%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $114.27 ↓ -58%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $118.24 ↓ -56%
UHC ALL PAYER OLD UHC ALL PAYER OLD $129.09 ↓ -52%
AETNA COMM AETNA COMM $156.83 ↓ -42%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $160.01 ↓ -41%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $162.72 ↓ -40%
SIHO DUAL NTWRK SIHO DUAL NTWRK $180.80 ↓ -33%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $229.01 ↓ -16%
SIG ADVANTAGE - ALL PLANS SIG ADVANTAGE - ALL PLANS $229.01 ↓ -16%
AETNA MCR ADV AETNA MCR ADV $229.01 ↓ -16%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $229.01 ↓ -16%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $229.01 ↓ -16%
ANTHEM MCR ADV ANTHEM MCR ADV $230.16 ↓ -15%
HUMANA MCR ADV HUMANA MCR ADV $240.46 ↓ -11%
CIGNA - ALL PLANS CIGNA - ALL PLANS $243.50 ↓ -10%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $253.12 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $253.12 ↓ -7%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $307.36 ↑ +13%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $323.20 ↑ +19%
ANTHEM MCR SELECT ANTHEM MCR SELECT $361.60 ↑ +33%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $441.07 ↑ +63%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $441.07 ↑ +63%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $458.02 ↑ +69%

Visitor-reported prices

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Whfo nontorsion joint prefab at other Kentucky hospitals

Hospital City Cash price Negotiated range
Marcum Wallace Hospital Irvine $448.98 not published
Lourdes Hospital Paducah $207.65 not published
Baptist Health Corbin Corbin $271.20 $229.01 – $458.02
Baptist Health Lexington Lexington $271.20 $229.01 – $465.58
Baptist Health Hardin Elizabethtown $271.20 $229.01 – $458.02
Baptist Health La Grange La Grange $271.20 $229.01 – $458.02
Baptist Health Paducah Paducah $271.20 $229.01 – $458.02
GREENVIEW REGIONAL HOSPITAL BOWLING GREEN not published $224.43 – $235.88

All Kentucky hospitals for this procedure →