Obstetric panel inc HIV tstg at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$457.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$610.58

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.92 with UHC ALL PAYER NEW - ALL OTHER PLANS vs $610.58 with PASSPORT MCR/MCD ADV — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $44.92 ↓ -90%
ANTHEM PATH HPN ANTHEM PATH HPN $61.18 ↓ -87%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $61.18 ↓ -87%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $61.18 ↓ -87%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $61.18 ↓ -87%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $61.18 ↓ -87%
ANTHEM PATH HMO ANTHEM PATH HMO $61.18 ↓ -87%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $61.18 ↓ -87%
CIGNA - ALL PLANS CIGNA - ALL PLANS $64.72 ↓ -86%
AETNA MCAID AETNA MCAID $74.86 ↓ -84%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $74.86 ↓ -84%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $74.86 ↓ -84%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $74.86 ↓ -84%
UHC MCAID UHC MCAID $74.86 ↓ -84%
SIG ADVANTAGE - ALL PLANS SIG ADVANTAGE - ALL PLANS $74.86 ↓ -84%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $74.86 ↓ -84%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $74.86 ↓ -84%
ANTHEM MCR ADV ANTHEM MCR ADV $75.23 ↓ -84%
HUMANA MCR ADV HUMANA MCR ADV $78.60 ↓ -83%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $144.18 ↓ -69%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $144.18 ↓ -69%
ANTHEM BHS1 ANTHEM BHS1 $150.39 ↓ -67%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $199.66 ↓ -56%
UHC ALL PAYER OLD UHC ALL PAYER OLD $217.98 ↓ -52%
AETNA COMM AETNA COMM $264.81 ↓ -42%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $274.76 ↓ -40%
SIHO DUAL NTWRK SIHO DUAL NTWRK $305.29 ↓ -33%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $427.41 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $427.41 ↓ -7%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $518.99 ↑ +13%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $545.74 ↑ +19%
ANTHEM MCR SELECT ANTHEM MCR SELECT $610.58 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $610.58 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $610.58 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $610.58 ↑ +33%

Visitor-reported prices

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Obstetric panel inc HIV tstg at other Kentucky hospitals

Hospital City Cash price Negotiated range
Lourdes Hospital Paducah $194.40 not published
Adventhealth Manchester Manchester $621.60 $74.86 – $74.86
Baptist Health Corbin Corbin $457.94 $61.18 – $1,221.16
Baptist Health Lexington Lexington $457.94 $61.18 – $610.58
Baptist Health Hardin Elizabethtown $457.94 $61.18 – $1,221.16
Baptist Health La Grange La Grange $457.94 $61.18 – $1,221.16
Baptist Health Paducah Paducah $457.94 $61.18 – $610.58
Middlesboro ARH Hospital Middlesboro $430.80 $61.18 – $74.86

All Kentucky hospitals for this procedure →