Mr sfty implt&/fb asmt stf 1 at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$116.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$155.46

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.10 with HUMANA MCAID - ALL OTHER PLANS vs $2,362.00 with UHC ALL PAYER OLD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $17.10 ↓ -85%
AETNA MCAID AETNA MCAID $17.10 ↓ -85%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $17.10 ↓ -85%
UHC MCAID UHC MCAID $17.10 ↓ -85%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $17.10 ↓ -85%
SIG ADVANTAGE - ALL PLANS SIG ADVANTAGE - ALL PLANS $27.81 ↓ -76%
ANTHEM MCR ADV ANTHEM MCR ADV $27.95 ↓ -76%
HUMANA MCR ADV HUMANA MCR ADV $29.20 ↓ -75%
CIGNA - ALL PLANS CIGNA - ALL PLANS $32.57 ↓ -72%
ANTHEM BHS1 ANTHEM BHS1 $38.29 ↓ -67%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $50.06 ↓ -57%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $50.84 ↓ -56%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $53.56 ↓ -54%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $53.56 ↓ -54%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $55.62 ↓ -52%
AETNA COMM AETNA COMM $67.42 ↓ -42%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $69.96 ↓ -40%
SIHO DUAL NTWRK SIHO DUAL NTWRK $77.73 ↓ -33%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $108.82 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $108.82 ↓ -7%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $132.14 ↑ +13%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $138.95 ↑ +19%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $155.46 ↑ +33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $155.46 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $155.46 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $155.46 ↑ +33%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $590.00 ↑ +406%
ANTHEM PATH HPN ANTHEM PATH HPN $677.00 ↑ +481%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $752.00 ↑ +545%
ANTHEM PATH HMO ANTHEM PATH HMO $752.00 ↑ +545%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $752.00 ↑ +545%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $752.00 ↑ +545%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $1,541.00 ↑ +1222%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $2,099.00 ↑ +1700%
UHC ALL PAYER OLD UHC ALL PAYER OLD $2,362.00 ↑ +1926%

Visitor-reported prices

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Mr sfty implt&/fb asmt stf 1 at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $29.89 $17.11 – $56.42
Marcum Wallace Hospital Irvine $38.40 not published
Lourdes Hospital Paducah $38.40 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $23.09 $13.19 – $57.33
CHI Saint Joseph Health - Saint Joseph London London $22.84 $9.14 – $58.24
CHI Saint Joseph Health - Saint Joseph East Lexington $24.91 $15.16 – $56.42
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $31.23 $14.57 – $56.42
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $26.31 $10.94 – $56.42

All Kentucky hospitals for this procedure →