Ko elastic w/joints pre ots at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$532.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$709.59

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.83 with AETNA MCAID vs $343.88 with ANTHEM MCR SELECT — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MCAID AETNA MCAID $37.83 ↓ -93%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $37.83 ↓ -93%
UHC MCAID UHC MCAID $37.83 ↓ -93%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $37.83 ↓ -93%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $37.83 ↓ -93%
ANTHEM BHS1 ANTHEM BHS1 $84.70 ↓ -84%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $85.71 ↓ -84%
SIG ADVANTAGE - ALL PLANS SIG ADVANTAGE - ALL PLANS $85.71 ↓ -84%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $85.71 ↓ -84%
AETNA MCR ADV AETNA MCR ADV $85.71 ↓ -84%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $85.71 ↓ -84%
ANTHEM MCR ADV ANTHEM MCR ADV $86.14 ↓ -84%
HUMANA MCR ADV HUMANA MCR ADV $90.00 ↓ -83%
ANTHEM PATH HPN ANTHEM PATH HPN $93.74 ↓ -82%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $100.24 ↓ -81%
ANTHEM PATH HMO ANTHEM PATH HMO $104.16 ↓ -80%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $104.16 ↓ -80%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $104.16 ↓ -80%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $104.16 ↓ -80%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $108.67 ↓ -80%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $112.45 ↓ -79%
UHC ALL PAYER OLD UHC ALL PAYER OLD $122.77 ↓ -77%
AETNA COMM AETNA COMM $149.14 ↓ -72%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $152.17 ↓ -71%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $154.75 ↓ -71%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $165.08 ↓ -69%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $165.08 ↓ -69%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $171.42 ↓ -68%
SIHO DUAL NTWRK SIHO DUAL NTWRK $171.94 ↓ -68%
CIGNA - ALL PLANS CIGNA - ALL PLANS $231.57 ↓ -56%
PHCS-ALL PLANS PHCS-ALL PLANS $240.72 ↓ -55%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $240.72 ↓ -55%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $292.30 ↓ -45%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $307.36 ↓ -42%
ANTHEM MCR SELECT ANTHEM MCR SELECT $343.88 ↓ -35%

Visitor-reported prices

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Ko elastic w/joints pre ots at other Kentucky hospitals

Hospital City Cash price Negotiated range
Marcum Wallace Hospital Irvine $190.81 not published
Lourdes Hospital Paducah $133.63 not published
Baptist Health Corbin Corbin $532.19 $85.71 – $171.42
Baptist Health Lexington Lexington $532.19 $85.71 – $174.25
Baptist Health Hardin Elizabethtown $532.19 $85.71 – $171.42
Baptist Health La Grange La Grange $532.19 $85.71 – $171.42
Baptist Health Paducah Paducah $532.19 $85.71 – $171.42
GREENVIEW REGIONAL HOSPITAL BOWLING GREEN not published $84.00 – $88.28

All Kentucky hospitals for this procedure →