Ins pm gen w/exist mlt leads at Baptist Health Louisville
4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498
$52,245.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$69,660.25
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$7,662.63 with AETNA MCAID vs $69,660.25 with ANTHEM MCR SELECT — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA MCAID | AETNA MCAID | $7,662.63 | ↓ -85% |
| HUMANA MCAID - ALL OTHER PLANS | HUMANA MCAID - ALL OTHER PLANS | $7,662.63 | ↓ -85% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $7,662.63 | ↓ -85% |
| UHC MCAID | UHC MCAID | $7,662.63 | ↓ -85% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $7,662.63 | ↓ -85% |
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $11,082.00 | ↓ -79% |
| ANTHEM BHS1 | ANTHEM BHS1 | $17,157.32 | ↓ -67% |
| SIG ADVANTAGE - ALL PLANS | SIG ADVANTAGE - ALL PLANS | $18,519.40 | ↓ -65% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $18,612.00 | ↓ -64% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $18,989.38 | ↓ -64% |
| HUMANA MCR ADV | HUMANA MCR ADV | $19,445.37 | ↓ -63% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $20,305.96 | ↓ -61% |
| ANTHEM BLUE PREF HMO/HIC | ANTHEM BLUE PREF HMO/HIC | $21,100.09 | ↓ -60% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $21,100.09 | ↓ -60% |
| ANTHEM INDIANA HMO | ANTHEM INDIANA HMO | $21,100.09 | ↓ -60% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $21,100.09 | ↓ -60% |
| UHC ALL PAYER NEW - ALL OTHER PLANS | UHC ALL PAYER NEW - ALL OTHER PLANS | $22,012.64 | ↓ -58% |
| AETNA NEW BUS - ALL OTHER PLANS | AETNA NEW BUS - ALL OTHER PLANS | $22,778.90 | ↓ -56% |
| UHC ALL PAYER OLD | UHC ALL PAYER OLD | $24,868.71 | ↓ -52% |
| AETNA COMM | AETNA COMM | $30,211.65 | ↓ -42% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $30,824.66 | ↓ -41% |
| SIHO EXCLUS NTWRK | SIHO EXCLUS NTWRK | $31,347.11 | ↓ -40% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $33,334.92 | ↓ -36% |
| SIHO DUAL NTWRK | SIHO DUAL NTWRK | $34,830.13 | ↓ -33% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $35,668.36 | ↓ -32% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $35,668.36 | ↓ -32% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $37,038.80 | ↓ -29% |
| SIHO PPO - ALL OTHER PLANS | SIHO PPO - ALL OTHER PLANS | $48,762.18 | ↓ -7% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $48,762.18 | ↓ -7% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $59,211.21 | ↑ +13% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $62,262.33 | ↑ +19% |
| AETNA MCR ADV | AETNA MCR ADV | $69,660.25 | ↑ +33% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $69,660.25 | ↑ +33% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $69,660.25 | ↑ +33% |
| ANTHEM MCR SELECT | ANTHEM MCR SELECT | $69,660.25 | ↑ +33% |
Visitor-reported prices
Comments
Ins pm gen w/exist mlt leads at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Lourdes Hospital | Paducah | $28,530.60 | not published |
| CHI Saint Joseph Health - Saint Joseph London | London | $8,013.10 | $3,206.72 – $20,434.96 |
| CHI Saint Joseph Health - Saint Joseph East | Lexington | $1,366.10 | $831.21 – $3,094.91 |
| CHI Saint Joseph Health - Saint Joseph Hospital | Lexington | $1,602.16 | $798.90 – $3,094.91 |
| Baptist Health Corbin | Corbin | $52,245.19 | $69,660.25 – $139,320.50 |
| Baptist Health Lexington | Lexington | $52,245.19 | $14,838.00 – $69,660.25 |
| Baptist Health Hardin | Elizabethtown | $52,245.19 | $69,660.25 – $139,320.50 |
| Baptist Health La Grange | La Grange | $52,245.19 | $15,795.00 – $139,320.50 |