Hdr rdncl ntrstl/icav brchtx at Baptist Health Louisville
4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498
$7,411.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,882.52
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$317.92 with CIGNA - ALL PLANS vs $9,882.52 with PASSPORT MCR/MCD ADV — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| CIGNA - ALL PLANS | CIGNA - ALL PLANS | $317.92 | ↓ -96% |
| SIG ADVANTAGE - ALL PLANS | SIG ADVANTAGE - ALL PLANS | $669.64 | ↓ -91% |
| ANTHEM MCR ADV | ANTHEM MCR ADV | $672.98 | ↓ -91% |
| HUMANA MCR ADV | HUMANA MCR ADV | $703.12 | ↓ -91% |
| UHC MCAID | UHC MCAID | $1,087.08 | ↓ -85% |
| MOLINA MCAID - ALL PLANS | MOLINA MCAID - ALL PLANS | $1,087.08 | ↓ -85% |
| WELLCARE MCAID - ALL PLANS | WELLCARE MCAID - ALL PLANS | $1,087.08 | ↓ -85% |
| HUMANA MCAID - ALL OTHER PLANS | HUMANA MCAID - ALL OTHER PLANS | $1,087.08 | ↓ -85% |
| AETNA MCAID | AETNA MCAID | $1,087.08 | ↓ -85% |
| CARESOURCE-ALL PLANS | CARESOURCE-ALL PLANS | $1,205.34 | ↓ -84% |
| AMBETTER/WCARE IND MRKT | AMBETTER/WCARE IND MRKT | $1,289.72 | ↓ -83% |
| AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS | $1,289.72 | ↓ -83% |
| ALLIANCE COAL - ALL PLANS | ALLIANCE COAL - ALL PLANS | $1,339.27 | ↓ -82% |
| ANTHEM BHS1 | ANTHEM BHS1 | $2,434.06 | ↓ -67% |
| ANTHEM PATH HPN | ANTHEM PATH HPN | $2,693.98 | ↓ -64% |
| HEALTHLINK-ALL PLANS | HEALTHLINK-ALL PLANS | $2,880.75 | ↓ -61% |
| ANTHEM INDIANA HMO | ANTHEM INDIANA HMO | $2,993.42 | ↓ -60% |
| ANTHEM BLUE ACCESS PPO | ANTHEM BLUE ACCESS PPO | $2,993.42 | ↓ -60% |
| ANTHEM PATH HMO | ANTHEM PATH HMO | $2,993.42 | ↓ -60% |
| ANTHEM BLUE PREF HMO/HIC | ANTHEM BLUE PREF HMO/HIC | $2,993.42 | ↓ -60% |
| UHC ALL PAYER NEW - ALL OTHER PLANS | UHC ALL PAYER NEW - ALL OTHER PLANS | $3,122.88 | ↓ -58% |
| AETNA NEW BUS - ALL OTHER PLANS | AETNA NEW BUS - ALL OTHER PLANS | $3,231.58 | ↓ -56% |
| UHC ALL PAYER OLD | UHC ALL PAYER OLD | $3,528.06 | ↓ -52% |
| AETNA COMM | AETNA COMM | $4,286.05 | ↓ -42% |
| ANTHEM BLUE TRAD - ALL OTHER PLANS | ANTHEM BLUE TRAD - ALL OTHER PLANS | $4,373.02 | ↓ -41% |
| SIHO EXCLUS NTWRK | SIHO EXCLUS NTWRK | $4,447.13 | ↓ -40% |
| SIHO DUAL NTWRK | SIHO DUAL NTWRK | $4,941.26 | ↓ -33% |
| SIHO PPO - ALL OTHER PLANS | SIHO PPO - ALL OTHER PLANS | $6,917.76 | ↓ -7% |
| PHCS-ALL PLANS | PHCS-ALL PLANS | $6,917.76 | ↓ -7% |
| MULTIPLAN-ALL PLANS | MULTIPLAN-ALL PLANS | $8,400.14 | ↑ +13% |
| CENTER CARE-ALL PLANS | CENTER CARE-ALL PLANS | $8,833.00 | ↑ +19% |
| PASSPORT MCR ADV - ALL OTHER PLANS | PASSPORT MCR ADV - ALL OTHER PLANS | $9,882.52 | ↑ +33% |
| ANTHEM MCR SELECT | ANTHEM MCR SELECT | $9,882.52 | ↑ +33% |
| AETNA MCR ADV | AETNA MCR ADV | $9,882.52 | ↑ +33% |
| PASSPORT MCR/MCD ADV | PASSPORT MCR/MCD ADV | $9,882.52 | ↑ +33% |
Visitor-reported prices
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Hdr rdncl ntrstl/icav brchtx at other Kentucky hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Baptist Health Corbin | Corbin | $7,411.89 | $9,882.52 – $19,765.04 |
| Baptist Health Lexington | Lexington | $7,411.89 | $680.18 – $9,882.52 |
| Baptist Health Hardin | Elizabethtown | $7,411.89 | $9,882.52 – $19,765.04 |
| Baptist Health La Grange | La Grange | $7,411.89 | $779.27 – $19,765.04 |
| Baptist Health Paducah | Paducah | $7,411.89 | $692.35 – $9,882.52 |
| GREENVIEW REGIONAL HOSPITAL | BOWLING GREEN | not published | $220.64 – $220.64 |