Graft xenmtrx sft rect 15x20cm at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$190,237.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$253,649.52

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.14 with HUMANA MCAID - ALL OTHER PLANS vs $455.80 with ANTHEM MCR SELECT — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $50.14 ↓ -100%
AETNA MCAID AETNA MCAID $50.14 ↓ -100%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $50.14 ↓ -100%
UHC MCAID UHC MCAID $50.14 ↓ -100%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $50.14 ↓ -100%
ANTHEM BHS1 ANTHEM BHS1 $112.26 ↓ -100%
ANTHEM PATH HPN ANTHEM PATH HPN $124.25 ↓ -100%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $132.87 ↓ -100%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $138.06 ↓ -100%
ANTHEM PATH HMO ANTHEM PATH HMO $138.06 ↓ -100%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $138.06 ↓ -100%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $138.06 ↓ -100%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $144.03 ↓ -100%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $149.05 ↓ -100%
UHC ALL PAYER OLD UHC ALL PAYER OLD $162.72 ↓ -100%
AETNA COMM AETNA COMM $197.68 ↓ -100%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $201.69 ↓ -100%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $205.11 ↓ -100%
SIHO DUAL NTWRK SIHO DUAL NTWRK $227.90 ↓ -100%
CIGNA - ALL PLANS CIGNA - ALL PLANS $306.94 ↓ -100%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $319.06 ↓ -100%
PHCS-ALL PLANS PHCS-ALL PLANS $319.06 ↓ -100%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $387.43 ↓ -100%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $407.39 ↓ -100%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $455.80 ↓ -100%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $455.80 ↓ -100%
AETNA MCR ADV AETNA MCR ADV $455.80 ↓ -100%
ANTHEM MCR SELECT ANTHEM MCR SELECT $455.80 ↓ -100%

Visitor-reported prices

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Graft xenmtrx sft rect 15x20cm at other Kentucky hospitals

Hospital City Cash price Negotiated range
CHI Saint Joseph Health - Saint Joseph Berea Berea $4,549.10 $8.28 – $27.30
Marcum Wallace Hospital Irvine $82,899.11 not published
Lourdes Hospital Paducah $100,152.94 not published
CHI Saint Joseph Health - Saint Joseph Mount Sterling Mt. Sterling $3,458.44 $6.28 – $27.30
CHI Saint Joseph Health - Saint Joseph London London $3,367.42 $4.29 – $27.30
CHI Saint Joseph Health - Saint Joseph East Lexington $3,790.57 $7.34 – $27.30
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $4,752.60 $7.05 – $27.30
CHI Saint Joseph Health - Flaget Memorial Hospital Bardstown $4,003.90 $5.30 – $27.30

All Kentucky hospitals for this procedure →