Electrophysiology evaluation at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$10,463.05

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,950.73

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,534.58 with HUMANA MCAID - ALL OTHER PLANS vs $13,950.73 with ANTHEM MCR SELECT — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $1,534.58 ↓ -85%
AETNA MCAID AETNA MCAID $1,534.58 ↓ -85%
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $1,534.58 ↓ -85%
UHC MCAID UHC MCAID $1,534.58 ↓ -85%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $1,534.58 ↓ -85%
ANTHEM BHS1 ANTHEM BHS1 $3,436.06 ↓ -67%
ANTHEM PATH HPN ANTHEM PATH HPN $3,802.97 ↓ -64%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $4,066.64 ↓ -61%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $4,225.68 ↓ -60%
ANTHEM PATH HMO ANTHEM PATH HMO $4,225.68 ↓ -60%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $4,225.68 ↓ -60%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $4,225.68 ↓ -60%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $4,408.43 ↓ -58%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $4,561.89 ↓ -56%
UHC ALL PAYER OLD UHC ALL PAYER OLD $4,980.41 ↓ -52%
AETNA COMM AETNA COMM $6,050.43 ↓ -42%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $6,173.20 ↓ -41%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $6,277.83 ↓ -40%
SIHO DUAL NTWRK SIHO DUAL NTWRK $6,975.37 ↓ -33%
CIGNA - ALL PLANS CIGNA - ALL PLANS $9,394.42 ↓ -10%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $9,765.51 ↓ -7%
PHCS-ALL PLANS PHCS-ALL PLANS $9,765.51 ↓ -7%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $11,858.12 ↑ +13%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $12,469.16 ↑ +19%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $13,950.73 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $13,950.73 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $13,950.73 ↑ +33%
ANTHEM MCR SELECT ANTHEM MCR SELECT $13,950.73 ↑ +33%

Visitor-reported prices

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Electrophysiology evaluation at other Kentucky hospitals

Hospital City Cash price Negotiated range
Lourdes Hospital Paducah $6,085.80 not published
CHI Saint Joseph Health - Saint Joseph London London $2,226.66 $891.08 – $5,678.40
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $361.80 $180.41 – $698.88
Baptist Health Corbin Corbin $10,463.05 $13,950.73 – $27,901.46
Baptist Health Lexington Lexington $10,463.05 $13,950.73 – $13,950.73
Baptist Health Hardin Elizabethtown $10,463.05 $13,950.73 – $27,901.46
Baptist Health La Grange La Grange $10,463.05 $13,950.73 – $27,901.46
Baptist Health Paducah Paducah $10,463.05 $13,950.73 – $13,950.73

All Kentucky hospitals for this procedure →