Benign lesion paring 4+ at Baptist Health Louisville

4000 Kresge Way, Louisville, KY · Baptisthealth · · NPI 1265539498

Source: hospital's published price file ↗ · Published Sep 3, 2026 · Ingested Sep 17, 2026

$794.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,059.28

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$116.52 with WELLCARE MCAID - ALL PLANS vs $1,540.00 with UHC ALL PAYER OLD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WELLCARE MCAID - ALL PLANS WELLCARE MCAID - ALL PLANS $116.52 ↓ -85%
HUMANA MCAID - ALL OTHER PLANS HUMANA MCAID - ALL OTHER PLANS $116.52 ↓ -85%
MOLINA MCAID - ALL PLANS MOLINA MCAID - ALL PLANS $116.52 ↓ -85%
UHC MCAID UHC MCAID $116.52 ↓ -85%
AETNA MCAID AETNA MCAID $116.52 ↓ -85%
SIG ADVANTAGE - ALL PLANS SIG ADVANTAGE - ALL PLANS $192.90 ↓ -76%
ANTHEM MCR ADV ANTHEM MCR ADV $193.87 ↓ -76%
HUMANA MCR ADV HUMANA MCR ADV $202.55 ↓ -75%
ANTHEM BHS1 ANTHEM BHS1 $260.90 ↓ -67%
ANTHEM PATH HPN ANTHEM PATH HPN $288.76 ↓ -64%
CIGNA - ALL PLANS CIGNA - ALL PLANS $293.00 ↓ -63%
HEALTHLINK-ALL PLANS HEALTHLINK-ALL PLANS $308.78 ↓ -61%
ANTHEM BLUE ACCESS PPO ANTHEM BLUE ACCESS PPO $320.86 ↓ -60%
ANTHEM PATH HMO ANTHEM PATH HMO $320.86 ↓ -60%
ANTHEM BLUE PREF HMO/HIC ANTHEM BLUE PREF HMO/HIC $320.86 ↓ -60%
ANTHEM INDIANA HMO ANTHEM INDIANA HMO $320.86 ↓ -60%
AETNA NEW BUS - ALL OTHER PLANS AETNA NEW BUS - ALL OTHER PLANS $346.38 ↓ -56%
CARESOURCE-ALL PLANS CARESOURCE-ALL PLANS $347.23 ↓ -56%
AMBETTER/WCARE IND MRKT AMBETTER/WCARE IND MRKT $371.53 ↓ -53%
AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS AMBETTER/WCARE DIRECT IND - ALL OTHER PLANS $371.53 ↓ -53%
ALLIANCE COAL - ALL PLANS ALLIANCE COAL - ALL PLANS $385.81 ↓ -51%
AETNA COMM AETNA COMM $459.41 ↓ -42%
ANTHEM BLUE TRAD - ALL OTHER PLANS ANTHEM BLUE TRAD - ALL OTHER PLANS $468.73 ↓ -41%
SIHO EXCLUS NTWRK SIHO EXCLUS NTWRK $476.68 ↓ -40%
SIHO DUAL NTWRK SIHO DUAL NTWRK $529.64 ↓ -33%
PHCS-ALL PLANS PHCS-ALL PLANS $741.50 ↓ -7%
SIHO PPO - ALL OTHER PLANS SIHO PPO - ALL OTHER PLANS $741.50 ↓ -7%
MULTIPLAN-ALL PLANS MULTIPLAN-ALL PLANS $900.39 ↑ +13%
CENTER CARE-ALL PLANS CENTER CARE-ALL PLANS $946.78 ↑ +19%
ANTHEM MCR SELECT ANTHEM MCR SELECT $1,059.28 ↑ +33%
PASSPORT MCR/MCD ADV PASSPORT MCR/MCD ADV $1,059.28 ↑ +33%
PASSPORT MCR ADV - ALL OTHER PLANS PASSPORT MCR ADV - ALL OTHER PLANS $1,059.28 ↑ +33%
AETNA MCR ADV AETNA MCR ADV $1,059.28 ↑ +33%
UHC ALL PAYER NEW - ALL OTHER PLANS UHC ALL PAYER NEW - ALL OTHER PLANS $1,388.00 ↑ +75%
UHC ALL PAYER OLD UHC ALL PAYER OLD $1,540.00 ↑ +94%

Visitor-reported prices

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Benign lesion paring 4+ at other Kentucky hospitals

Hospital City Cash price Negotiated range
Lourdes Hospital Paducah $510.60 not published
CHI Saint Joseph Health - Saint Joseph East Lexington $185.58 $112.92 – $420.42
CHI Saint Joseph Health - Saint Joseph Hospital Lexington $232.68 $108.53 – $420.42
Baptist Health Corbin Corbin $794.46 $1,059.28 – $2,118.56
Baptist Health Lexington Lexington $794.46 $195.94 – $1,059.28
Baptist Health Hardin Elizabethtown $794.46 $1,059.28 – $2,118.56
Baptist Health La Grange La Grange $794.46 $1,059.28 – $2,118.56
Baptist Health Paducah Paducah $794.46 $199.45 – $1,059.28

All Kentucky hospitals for this procedure →